"Although your attorney may present you with numerous options, their best recommendation may be to negotiate with the company you owe money to. This could be the original credit card company, or it may be the debt collections company they sold your account to after it was charged off. Negotiating a settlement may be a much easier feat than you imagined, as most companies are motivated to accept pennies on the dollar rather than the possibility of nothing at all."
Read the entire article on the official Fitzgerald & Campbell, APLC blog.
