Court Judgments Granted: The Clock is Ticking!

author by Gregory Mark Fitzgerald on Dec. 14, 2018

Bankruptcy & Debt Credit & Debt Bankruptcy & Debt  Collection Bankruptcy & Debt  Bankruptcy 

Summary: A late response to a collections lawsuit may be accepted if you have a valid excuse, but in general, you should plan to answer as soon as possible. Failure to do so can result in negative repercussions, as a default judgment will most likely be granted.

"Collections lawsuits don’t appear on your doorstep overnight but are usually the result of months of communication from a creditor or debt collections agency, with no resolution on your part... although it can be tempting just to throw all the paperwork on the pile with the bills that are also impossible to pay, the arrival of a collections lawsuits signals a deadline that must be met, as well as the opportunity to deal with the debt once and for all."

Read the entire article on the official Fitzgerald & Campbell, APLC blog.

Legal Articles Additional Disclaimer

Lawyer.com is not a law firm and does not offer legal advice. Content posted on Lawyer.com is the sole responsibility of the person from whom such content originated and is not reviewed or commented on by Lawyer.com. The application of law to any set of facts is a highly specialized skill, practiced by lawyers and often dependent on jurisdiction. Content on the site of a legal nature may or may not be accurate for a particular state or jurisdiction and may largely depend on specific circumstances surrounding individual cases, which may or may not be consistent with your circumstances or may no longer be up-to-date to the extent that laws have changed since posting. Legal articles therefore are for review as general research and for use in helping to gauge a lawyer's expertise on a matter. If you are seeking specific legal advice, Lawyer.com recommends that you contact a lawyer to review your specific issues. See Lawyer.com's full Terms of Use for more information.

© 2025 LAWYER.COM INC.

Use of this website constitutes acceptance of Lawyer.com’s Terms of Use, Email, Phone, & Text Message and Privacy Policies.