"A collections lawsuit may be overcome quite easily, but without action, a default judgment can result in a flurry of negative repercussions. Creditors are then imbued with the power to take strong, swift measures such as garnishing of wages, seizing of property, and levying of bank accounts. This is difficult for anyone to handle, but younger consumers are supposed to be in the process of building credit rather than having it end before it nearly began."
Read the entire article on the official Fitzgerald & Campbell, APLC blog.