by Thomas C. Sinowski on Apr. 11, 2019

Accident & Injury Car Accident 

Summary: Cases based on accidents involving multiple cars often end up being complex and slow to handle. One car hits multiple cars. Fault is the easiest thing to determine, but past that, it gets complex.

Injury Claims for Car Wrecks Involving Multiple Vehicles

The typical driver has insurance coverage for at least 25/50/25 - a total of $50,000 for injuries and $25,000.00 for property damage. For example, one accident involved seven cars - six of which had damages of over $35,000.00. There were 10 people in the seven cars with various degrees of injuries (two of whom had more serious injuries). In accidents like this, passengers in the at-fault vehicle have a claim for injuries against the driver of the car they were in. 

There are seven lawyers involved, and each is trying as fast as possible to get their client's case paid. However, the drivers with Uninsured Motorist insurance coverage may be the only claimants in a good position. 

What is the very first thing that the lawyers should do? Determine whether any of their clients have Uninsured Motorist insurance coverage. This type of coverage also includes underinsured motorists.

Rules of Uninsured Motorist Insurance Coverage in Georgia

There are rules regarding Uninsured Motorist coverage. 

For example, people who are not eligible to have Uninsured Motorist coverage on their own have two options. They either use the Uninsured Motorist coverage of the car they are in, or they are at the mercy of having to deal with the at-fault driver's insurance and the payout limits on the at-fault vehicle. 

In these cases, the at-fault driver's insurance carrier typically attempts to make a universal settlement with everyone by making offers which total their exact coverage. The injured parties who do not have Uninsured Motorist coverage may have no choice but to accept this usually less-than-satisfactory settlement offer. Simply put, there may be no further legal options for their lawyer to explore.

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