I Was Hit By An Uninsured Or Underinsured Driver In California. Do I Have A Chance Of Recovering Financially For My Injuries?

I Was Hit By An Uninsured Or Underinsured Driver In California. Do I Have A Chance Of Recovering Financially For My Injuries?

In some cases, it is possible to recover financially for your injuries after being hit by an uninsured or underinsured driver. If you were driving your car during the crash, this depends on your insurance coverage. If you were a passenger in someone else’s’ car during the crash, it depends on your insurance coverage as well as the insurance coverage of the person driving the car at the time.

Car insurance policies usually give you the opportunity to purchase supplemental underinsured or uninsured motorist coverage. These are policies that cover you in case you are hit by an uninsured or underinsured driver.

When you are hit by an insured driver, you are able to make a claim against their insurance company, who will ultimately be the entity paying for your damages. When a driver is underinsured, their insurance company will only cover up to a certain amount (usually far less than would be necessary to cover your medical bills). When a driver is uninsured, there is no insurance company to collect from at all. In the cases of both underinsured and uninsured drivers, parties seeking damages are left with few or no recourse, since it would be very difficult if not impossible to collect the necessary sum from the individuals themselves.

However, if you or the driver of the car in which you were injured purchased supplemental uninsured/underinsured driver insurance, you can make a claim on the policy to help pay for your injuries and damages.

Call today for a free consultation. (626) 644-1755 0r (619) 844-6448.  Brett Drouet, Esq.