Legal Articles, Bankruptcy
Are you being harassed by Simm Associates? - Stop Debt Harassment Now.
Getting in touch with a debt harassment lawyer is the best way to move forward if you are facing any of these collection tactics.
How to stop debt harassment from Account Resolution Services?
No collection agency has the right to sue you or make threats of garnishing your wages for loans that aren't owed. However, they can summon you in a court of law and if a default judgment is passed against you, your wages may get garnished.
Put an end to harassment from Advanced Financial Company!
According to the Fair Debt Collection Practices Act (FDCPA), these methods are illegal and you can sue the agencies for harassment and receive remunerations up to $1000 along with attorney fees and court costs.
Are you being harassed by DCM services?
DCM services are often known to use methods and tactics that violate the Fair Debt Collection Policies Act. You have all the right to hire debt collector harassment lawyers and stop collection calls from DCM services.
Put An End To Debt Collection Harassment call From Performant Recovery.
The Fair Debt Collection Policies Act (FDCPA) allows you to hire a debt harassment lawyer and sue those companies of any illegal activity.
Spire Recovery Solutions Debt Harassment Call - Stop collection calls forever!
Are you facing calls at unwanted hours and are your family, friends, and neighbors being bothered? You have all the right to stop debt collector harassment.
What happens at a bankruptcy creditor's meeting in Rhode Island?
Everyone who files a bankruptcy case in Rhode Island will have to attend a creditors meeting also known as the "341 Meeting". It's a meeting between the case trustee, the debtor, the debtor's attorney if they have one and any creditors that decide to attend. The debtor is asked a series of questions during this meeting about their income, expenses, debt, property, financial transactions and other things. The bankruptcy judge is not permitted to be at the creditors meeting. The meeting is held between 20 and 40 days after the case is filed. Creditors that the receive the notice. That is why it is so important to list all of your creditors and their correct addresses in your bankruptcy court forms.
Property you can keep if you file for bankruptcy in Rhode Island
Most people who file personal bankruptcy cases in Rhode Island get to keep their home and everything else that they own because the property is considered exempt by either federal or Rhode Island state law. These are considered non-asset cases because the creditors don’t receive any money. If your property is not exempt the bankruptcy case trustee can sell the property to repay your debts. An experienced Rhode Island bankruptcy attorney can ensure that you take advantage of every exemption you are legally entitled to use in your bankruptcy case.
When should you consider bankruptcy?
Bankruptcy can help both individuals and businesses that are having difficulty paying their debts. It could allow you to wipe out unsecured debts with high interest rates, save your home from foreclosure or substantially reduce the amount of money you will have to pay back to satisfy your debts in full. Many people could benefit themselves and their families by taking advantage of bankruptcy but deciding whether or not you should file for bankruptcy can be complicated.
What happens to your retirement account in a Rhode Island bankruptcy?
Current bankruptcy laws allow most people in Rhode Island to keep their pension and retirement accounts in both Chapter 7 and Chapter 13 bankruptcy cases. Some accounts are fully protected while some are only protected up to a certain amount and others don’t receive any protection at all. If you are considering filing for bankruptcy in Rhode Island and have a retirement account you should first determine the exact type of account you have, the amount of money in the account and what laws will allow you to keep it if you do file for bankruptcy.
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