Legal Articles, Bankruptcy & Debt

Bankruptcy Lawyers in Tempe, Arizona

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Must a Debtor Always Pay ALL Disposable Income to the Unsecured Creditors Over the Commitment Period in Chapter 13 Plans?

This article reviews recent case law clarifying whether a debtor is required to commit ALL disposable income to repayment of the unsecured creditors in a Chapter 13 bankruptcy plan.

What is the "Means Test" and How Does the Means Test Work?

This article explains the Means Test and related eligibility for Bankruptcy relief issues, including "disposable income" and the "commitment period."

Can I Keep My Property When Filing Bankruptcy?

Can I keep my things when filing BK? Most likely, yes. There are many ways to keep your possessions through the bankruptcy process and only a few where you would not be able to. A free consultation with your Arizona bankruptcy attorney would answer all of these questions.

Will I Lose My Job If I File Personal Bankruptcy?

Many people wonder if they will lose their job if they file for bankruptcy. This is a real concern! Will an individual be able to get a job if they have a bankruptcy on their record or will they lose their job if they file bankruptcy. Sometimes there isn't an alternative.

My Bankruptcy Lawyer Said All My Debts Were Discharged, So Why Is The Mortgage Company Trying To Foreclose On My Home?

Although a Chapter 7 discharge gives you a financial fresh start by wiping away your mortgage debt, it does not eliminate the lender's security interest in your home.

Is Bankruptcy Really the Key to Stopping Foreclosure?

Contrary to popular belief, bankruptcy is not the key to stopping foreclosure for good. One should consult with an actual foreclosure lawyer to investigate whether mortgage fraud occurred, whether the homeowner is entitled to a loan modification, etc.

Get the Facts When Considering Bankruptcy

If you have a bankruptcy question, don't just take what someone says as fact. Research the answer for yourself. Another option would be to seek the assistance of an experienced bankruptcy attorney and find out the facts regarding filing for bankruptcy.

Credit Cards and Declaring Bankruptcy

What do you do if you have a credit card with a zero balance and you are filing bankruptcy. You don't have to give up the credit card necessarily. It is possible to keep that credit card which may come in handy after you have filed bankruptcy.

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