Legal Articles, Collection

U.S. District Court Allows Fair Debt Collection Practices Act Claim

Analysis of a recent U.S. District Court case on the Fair Debt Collection Practices Act.

Trusting the Trustee in your Bankruptcy

No matter what chapter of bankruptcy that you are filing, you have to have faith in the bankruptcy trustee and know that he or she will be both fair and impartial. The bankruptcy trustee is not your enemy (nor is he your friend), a bankruptcy trustee is impartial and fair.

There Is Life After Filing Bankruptcy

Filing bankruptcy doesn't end your credit life. There is life after bankruptcy. Like anything else, if you plan for life after bankruptcy and work hard at re-building your credit, things can rapidly improve after filing for bankruptcy protection.

Learning Lessons on Finance in High School, not “The Hard Way”

By teaching high school students financial awareness before they become adults may help curb the financial crisis that America is currently facing. Many states have began to educate students to help avoid bad financial situations down the road. Educate Our Youth About Financial Obligations.

Chapter 13 Repayment Plan: How is it Calculated?

An article briefly explaining the methods that the court uses to determine the monthly repayment plan in a Chapter 13 bankruptcy.

Asset Protection During Chapter 7 Bankruptcy

Protecting Your Assets during Chapter 7 Bankruptcy

Credit Scores and Bankruptcy

Closely guarded secret: Bankruptcy may help your credit score.

Tax Debt and Chapter 7 Bankruptcy

An overview of dischargeability criteria for Income Tax debt

Benefits of a Bankruptcy Petition

Benefits of filing for bankruptcy. How chapter 7 bankruptcy or chapter 13 bankruptcy can be helpful to your financial situation. A major benefit to filing a petition in bankruptcy is the automatic stay that prevents most collection actions by creditors against the debtor or the debtor's property.

BANKRUPTCY MAY ASSIST IN FINANCIAL STRESS

Bankruptcy is an option for some people who are overwhelmed by their debt. At times, stress is caused from debt related issues. This stress can lead to illness, loss of employment or even divorces.

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