Protecting Your Rights And Peace Of Mind
Are you receiving endless calls from debt collectors at all times of the day or night? Do you receive calls from your creditors at work? Are debt collectors contacting your relatives, your boss or your neighbors about your debt? These issues are not only annoying and stressful — they are illegal.
At The Law Offices of Richard Weaver, we can help you stop creditor harassment through bankruptcy. Many people feel like bankruptcy is their last option. We know differently. Bankruptcy can be the path not only to financial stability, but also to peace of mind. Contact an attorney to learn more about how bankruptcy can help you stop creditor harassment.
What Creditors Cannot Do To Collect Your Debt
The Fair Debt Collection Practices Act (FDCPA) prohibits debt collection agencies from:
- Calling you directly if you are being represented by an attorney
- Calling you early in the morning or late at night
- Calling you at work without your permission
- Threatening that you will go to prison for unpaid debt
- Using other scare tactics like threatening you or a loved one with bodily harm
- Using racial slurs or bullying to intimidate you
- Contacting your boss, your neighbors or your relatives about your debt
- Harassing you on Facebook, Twitter and other social media websites
- Failing to identify themselves as debt collectors and the nature of their call each time they contact you
How Bankruptcy Can Stop Creditor Calls
When filing Ch. 7 or Ch. 13 bankruptcy, an "automatic stay" becomes effectual which prevents any creditors from doing any type of collection work. This means creditors and debt collectors can no longer call or harass you about your debts. If you and your family have been victims of creditor harassment, our Bronx bankruptcy lawyer will take over dealing with creditors on your behalf. We may even be able to seek punitive damages if your rights were violated.
Contact Our Lawyer About Fair Debt Collection Practices · Serving DFW And The Surrounding Areas, Including Collin, Denton, Johnson, and Wise Counties
You don't have to live with creditor harassment. We can help you. Contact us to schedule a free initial consultation. Evening, weekend and off-site appointments are available upon request. Our attorney serves clients in the Dallas, Fort Worth, Arlington, Plano and other areas of Texas like Houston, Austin, and San Antonio as well as northern Texas. Hablamos español.
