A wage garnishment (or wage attachment) is a process that
creditors use in order to collect debts that are owed. It is an order from a
court that is delivered to a person’s employer. It requires the employer to
withhold a certain amount of money from a person’s wages. In Alabama, creditors
are allowed to withhold up to 25% of a person’s paycheck until the total amount
of the judgment is satisfied. Until the
judgment is completely satisfied, interest continues to accrue on the unpaid
balance.
By filing Chapter 7 or Chapter 13 bankruptcy, most
garnishments are stopped automatically. If your wages are currently being
garnished or if a creditor is in the process of garnishing your wages, call the
law firm of Bouloukos, Oglesby and Mitchell and find out how to stop the
garnishment process.
