What Documents Do You Need After Getting Injured in a Chicago Car Accident?

After you are injured in a car accident, you will have to submit your claim to the insurance company. It is a fact-oriented process, and you will need to submit all possible documents to help the adjuster evaluate your claim. Car accident demand letters can get very long, especially if the claimant has gone through prolonged and extensive treatment, and the medical records are elaborate. If the insurance company has already done due diligence, then only minimal documentation will be required. It is extremely important to have Willens Accident Attorneys examine all the documents to assess your case, and help determine how much financial compensation you are entitled to.

Once you have finished treatment for your car accident injuries, you will likely be ready to settle your claim, and you will have to put together a demand package outlining your claim. You will have to inform the insurance company about the circumstances surrounding the car accident, injuries, and medical treatment. Here is the list of most important documents that you will require to submit your car accident claim.

Police report

If emergency responders come to the accident scene, there will be an accident report or police report, which will be available within a few days. These reports contain crucial information pertaining to your claim including the location, date and time of the crash, witness statements, and diagram of the crash. It will also contain the at-fault driver’s insurance information. All this information is extremely helpful when it comes to your car accident injury claim.

Photographs of the accident scene

In some of our previous posts, we have emphasized the importance of taking photographs of the accident scene. This is because photographs help develop visual understanding of the damage that resulted from car accident. It is important that you take photographs of the vehicle damage, injuries, and the accident scene. Visuals help lawyers understand the facts surrounding the case, and also helps the insurance adjuster evaluate the claim.

Witness Statements

You can find the witness statements in the accident or police report, however even the insurance companies can take witness statements. Even the victim can record witness statements on a cell phone. These statements prove very useful in determining who was at fault for the crash.

Medical Records and Bills

The more detailed your medical records are, the better they are for your claim. Make sure that your medical records show that you suffered injury as a direct cause of the crash. The records should also reflect that you continually sought medical treatment for the injuries. Your medical bills are equally important as they show how much your injuries cost you. So, you should keep a track of all your bills and receipts.

Work schedule for time taken off work

If you had to take time off work to recover from injuries, you should document the days you missed, and the wages you lost as a result. These damages can generally be recouped when you file a claim.

Car insurance policy and health card

If you have to make an uninsured or underinsured motorist claim, your lawyer will have to review your insurance policy as well. Also, your lawyer will need your health insurance card to collect information about the plan and use it to discuss your medical bills with the insurer.

Tickets Related to the Car Accident

If the driver at-fault was given a citation for the car accident, this will help your lawyer show the insurance company that there should be no dispute regarding who was at fault for the accident.

Seeking legal help

If you have been injured in a car accident caused by another driver’s fault, speak with an experienced personal injury attorney. At Willens Law Offices we have years of experience helping personal injury victims recover the full amount of compensation they needed to move forward. Call (312) 957-4166 to schedule a free and private consultation.