2. Legal Articles
  3. Accident & Injury
  4. What Happens When The Other Driver Doesn't Have Insurance

REFINE BY AREAS

Search Legal Articles

What Happens When The Other Driver Doesn't Have Insurance

by Alex Hernandez on May. 13, 2016

Accident & Injury Car Accident 

Summary: Uninsured Motorist Coverage

In the State of Texas insurance is mandatory for all drivers.  However, that still doesn't mean that all drivers have insurance. I have often seen where old insurance cards are used when there is an accident and the other driver believes that the insurance is good only to leave the scene of the accident realizing there is no coverage.  That's when you need to look to your own policy and make what is called an "uninsured" motorist claim.  Uninsured insurance covers a driver when the other adverse driver who caused the accident does not have insurance. The policy then steps in place and provides coverage for the accident to reimburse the bills. 

If you have any further questions about uninsured motorist coverage please contact our law office. 

Legal Articles Additional Disclaimer

Lawyer.com is not a law firm and does not offer legal advice. Content posted on Lawyer.com is the sole responsibility of the person from whom such content originated and is not reviewed or commented on by Lawyer.com. The application of law to any set of facts is a highly specialized skill, practiced by lawyers and often dependent on jurisdiction. Content on the site of a legal nature may or may not be accurate for a particular state or jurisdiction and may largely depend on specific circumstances surrounding individual cases, which may or may not be consistent with your circumstances or may no longer be up-to-date to the extent that laws have changed since posting. Legal articles therefore are for review as general research and for use in helping to gauge a lawyer's expertise on a matter. If you are seeking specific legal advice, Lawyer.com recommends that you contact a lawyer to review your specific issues. See Lawyer.com's full Terms of Use for more information.