What to do When You're in a Car Accident
by
Rex A. Manaster on Jul. 20, 2023
Accident & Injury Car Accident Accident & Injury Personal Injury
Summary: Even an ordinary motor vehicle accident can create big problems for those involved. There are a number things a person can do, however, to make things a little easier.
A car accident can be a harrowing experience. In its immediate aftermath, it's important to remain calm and focused. If you take the right steps, you can improve your safety, protect your rights, and facilitate the claims process. In this article, we outline the basic steps to take right after a car accident.
Prioritize Safety
The first and most important step after a car wreck is to ensure the safety of everyone involved. If possible, move your vehicle to the side of the road to prevent more accidents. Turn on your hazard lights so that oncoming traffic can see your car. If the accident is severe and you cannot move your car, stay inside it with your seatbelt on until help comes.
Check for Injuries
Check yourself and any passengers for injuries. If someone is hurt, call 911 immediately. Even if there are no obvious injuries, it's smart to be tended to by a healthcare provider. Some injuries may not show up right way, but may manifest later.
Contact the Police
Regardless of the accident's severity, you must contact the police and file an accident report. The crash report will serve as an official record of the incident. It is a very important part of the insurance claim process.
Exchange Information
Exchange essential information with the other people involved in the accident - names, contact info, driver's license numbers, license plate numbers, the vehicle's make and model, and insurance information. If there are any witnesses, try your best to get their contact information as well.
Document the Scene
If it is safe to do so, take photos and videos of the accident scene from various angles. Get pictures of any damage to the vehicles, road conditions, traffic signs, and any notable landmarks. This sort of evidence is very important in processing insurance claims and proving your case in a lawsuit.
Limit Conversation
Avoid discussing fault or responsibility for the accident with the other parties. If you apologize or say it was your fault, it can be used against you. When talking to the police or insurance representatives, stick to the facts.
Notify Your Insurance Company
Report the accident to your insurance company as soon as you can. Cooperate fully and provide accurate details about the accident. The quicker your report the accident very often the claims process moves along faster.
Seek Legal Advice (if necessary)
If the accident causes any injuries or damage to your vehicle, or if you think the other driver may try to wrongfully deny fault, you should consider seeking legal advice. A personal injury lawyer can help protect your rights and ensure you are fairly compensated for any losses.
Preserve Evidence
Preserve all relevant evidence, like medical records, repair estimates, communications with insurance companies and the like. Also, keep a record of any expenses incurred due to the accident, such as medical bills, car rental fees, and lost wages. Consider writing a journal as well to keep track of how the accident affects you emotionally and in your day-to-day life.
Conclusion
A car wreck can be a very distressing experience. If you take the right steps immediately following the accident can make a big difference in the outcome. Prioritize safety, seek medical attention if necessary, report the accident to the police and your insurance company, and gather essential information and evidence. By taking these steps, you can protect your well-being, reduce the burden of the claims process, and ensure your rights are protected to their fullest.
