The current financial downturn in the US economy is having negative affects on a wide range of individuals. Many individuals are being forced to file bankruptcy in order to relieve themselves of their debt burden. As you can see by the graphic illustration below bankruptcy can affect anyone and everyone. So do not feel ashamed that you need to consider filing bankruptcy. It is a legal process that is meant to protect individuals from the negative impacts of having unmanageable debt levels. http://attorneyinfographics.com/who-is-filing-bankruptcy/