Bladensburg Credit & Debt Lawyer, Ohio

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Scott Alan Vogelmeier

Credit & Debt, Public Finance, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

1532 Oxbow Drive, Blacklick, OH 43004

John Tyler Nicholson

Landlord-Tenant, Social Security, Trusts, Credit & Debt

Status: In Good Standing

CONTACT

150 Highland Ave, Cambridge, OH 43725

Roger L Weaver

Real Estate, Trusts, Family Law, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

3 S High St, Canal Winchester, OH 43110

Asriel C. Strip

Estate Planning, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 65 Years

CONTACT

575 S 3Rd St, Columbus, OH 43215

Gregory M. Travalio

Class Action, Estate Planning, Consumer Rights, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing

CONTACT

2 Miranova Pl, Columbus, OH 43215

Melissa Susanne Giberson

Litigation, Employee Rights, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

52 E. Gay Street, Columbus, OH 43216

Courtney Allison Perdue Cousino

Foreclosure, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

23 E. Kossuth Street, Columbus, OH 43206

Sara Hutchins Jodka

Class Action, Communication & Media Law, Employee Rights, Credit & Debt

Status: In Good Standing

CONTACT

250 West Street, Columbus, OH 43215

Michael Clyde Tomkies

Banking & Finance, Credit & Debt, Collection, Consumer Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

41 South High Street, Columbus, OH 43215

Sherri Blank Lazear

Bankruptcy, Business Organization, Credit & Debt, Construction

Status: In Good Standing Licensed: 39 Years

CONTACT

65 E State St, Columbus, OH 43215

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Bladensburg Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Scott Alan Vogelmeier

John Tyler Nicholson

Roger L Weaver

Asriel C. Strip

Gregory M. Travalio

Melissa Susanne Giberson

Courtney Allison Perdue Cousino

Sara Hutchins Jodka

Michael Clyde Tomkies

Sherri Blank Lazear

TIPS

LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FRAUDULENT TRANSFER

LOSS DAMAGE WAIVER (LDW)

PREFERENCE

CHAPTER 7 BANKRUPTCY

REAFFIRMATION

GARNISHMENT

GUARANTOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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