Bonita Bankruptcy Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Sara L. Imsdahl

Bankruptcy, Commercial Banks, Criminal, Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

2421 Fenton Street, Chula Vista, CA 91914

Jose Luis Guerrero

Estate Planning, Contract, Consumer Bankruptcy, Health Care, Commercial Real Estate

Status: In Good Standing Licensed: 32 Years

CONTACT

4045 Bonita Rd, Bonita, CA 91902

Victor Mordey

Dispute Resolution, Alimony & Spousal Support, Child Support, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

1061 Tierra Del Rey, Chula Vista, CA 91910

James Sexton

Accident & Injury, Personal Injury, Bankruptcy

Status: In Good Standing

CONTACT

3130 Bonita Rd, Chula Vista, CA 91910

John Clayton Colwell

Litigation, Employment Discrimination, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

46 Third Ave, Chula Vista, CA 91910

James Francis Sexton

Motor Vehicle, Trusts, Workers' Compensation, DUI-DWI, Bankruptcy

Status: In Good Standing

CONTACT

3130 Bonita Rd, Chula Vista, CA 91910

Daniel James Wiedecker

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

46 Third Ave, Chula Vista, CA 91910

Cynthia Marie Enciso

Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

629 Third Ave, Chula Vista, CA 91910

John Clayton Colwell

Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

46 Third Ave, Chula Vista, CA 91910

James Howard Hill

International Tax, Business, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

2583 Saddleback St, Chula Vista, CA 91914

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CCCS

See Consumer Credit Counseling Service.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Bonita Bankruptcy Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Sara L. Imsdahl

Jose Luis Guerrero

Victor Mordey

James Sexton

John Clayton Colwell

James Francis Sexton

Daniel James Wiedecker

Cynthia Marie Enciso

John Clayton Colwell

James Howard Hill

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

LIMITED PARTNERSHIP

GARNISHMENT

FAIR CREDIT BILLING ACT (FCBA)

BANKRUPTCY

CCCS

COLLECTION AGENCY

DISPOSABLE INCOME

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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