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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jane F. Howlett

Divorce & Family Law, Criminal, Bankruptcy & Debt, Child Custody, DUI-DWI

Status: In Good Standing Licensed: 37 Years

CONTACT

674 Hope Street, Bristol, RI 02809

Alfred R. Rego

Health Care Other, Trusts, Elder Law, Bankruptcy

Status: In Good Standing

CONTACT

443 Hope St, Bristol, RI 02809

Alfred R. Rego

Consumer Bankruptcy, Divorce, Estate, Bankruptcy

Status: In Good Standing

CONTACT

443 Hope St, Bristol, RI 02809

Michael Thomas O'Neil

Lawsuit & Dispute, Intellectual Property, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1 Sunset Road, Bristol, RI 02809

Jesse W. Duarte

Collection

Status: In Good Standing

CONTACT

2 Cedar Drive, Bristol, RI 02809

Christopher J. Gerlica

Employment, Divorce & Family Law, Business, Bankruptcy

Status: In Good Standing

CONTACT

10 Metacom Ave, Bristol, RI 02809

Anthony C. Bucacci

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

45 Sherman Ave, Bristol, RI 02809

Scott T. Spear

Industry Specialties, Corporate, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1 Sea Gull Way, Warren, RI 02885

Vasilios Bill Kotsiris

International, Employment, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

16 Briarfield Road, Barrington, RI 02806

Stevan Alfred Sandberg

Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

91 Main St, Warren, RI 02885

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT FILE

See credit report.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

Bristol Bankruptcy & Debt Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Jane F. Howlett

Alfred R. Rego

Alfred R. Rego

Michael Thomas O'Neil

Jesse W. Duarte

Christopher J. Gerlica

Anthony C. Bucacci

Scott T. Spear

Vasilios Bill Kotsiris

Stevan Alfred Sandberg

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

CREDIT FILE

CREDIT BUREAU

UNSECURED DEBT

BANKRUPTCY

REAFFIRMATION

SETOFF

DEFINED CONTRIBUTION PLAN

GENERAL PARTNER

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