Brunswick Bankruptcy & Debt Lawyer, Maine

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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Andrew J. Kull

Real Estate, Electronic Commerce, Business & Trade, Bankruptcy

Status: In Good Standing

CONTACT

40 Boody Street, Brunswick, ME 04011

Andrew M. Dudley

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

Brunswick, ME 04011

Andrew M Dudley

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

Brunswick, ME 04011

Barbara Ann Cray

Corporate, Banking & Finance, Bankruptcy, Dispute Resolution

Status: In Good Standing

CONTACT

18 Pleasant Street, Brunswick, ME 04011

Bonnie L. Kouletsis

Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

101 Main Street, Topsham, ME 04086

Christopher B. Ledwick

Family Law, Criminal, Consumer Protection, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

Brunswick, ME 04011

Joshua E. Spooner

Real Estate, Trademark, Copyright, Pension & Benefits, Commercial Bankruptcy

Status: In Good Standing

CONTACT

15 Terminal Road, Brunswick, ME 04011

Matthew Dillon Bowe

Identity Theft, Banking & Finance, Bankruptcy, Wrongful Death

Status: In Good Standing

CONTACT

18 Pleasant Street, Brunswick, ME 04011

Matthew Dillon Bowe

Sex Discrimination, Criminal, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

18 Pleasant Street, Brunswick, ME 04011

Virginia York Lee

Patent, Federal, Corporate, Consumer Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

67 Marquis Road, Freeport, ME 04032

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT FILE

See credit report.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

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Brunswick Bankruptcy & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Andrew J. Kull

Andrew M. Dudley

Andrew M Dudley

Barbara Ann Cray

Bonnie L. Kouletsis

Christopher B. Ledwick

Joshua E. Spooner

Matthew Dillon Bowe

Matthew Dillon Bowe

Virginia York Lee

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LEGAL TERMS

AUTOMATIC STAY

CREDIT FILE

LIABILITY

CHAPTER 13 PLAN

COLLECTION AGENCY

CHAPTER 13 BANKRUPTCY

FAIR CREDIT BILLING ACT (FCBA)

TOXIC TORT

ABUSE

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