Cecil Bankruptcy & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Paul H Duggan

Accident & Injury, Bankruptcy, Criminal, Divorce & Family Law

Status: In Good Standing Licensed: 31 Years

CONTACT

1426 E High St, Bryan, OH 43506

Kent Lewis North

General Practice

Status: In Good Standing Licensed: 36 Years

CONTACT

1399 E High St, Bryan, OH 43506

Steven Robert Bird

Corporate, Bankruptcy, Personal Injury, Workers' Compensation

Status: In Good Standing Licensed: 41 Years

CONTACT

1 Courthouse Sq, Bryan, OH 43506

John Thomas Stelzer

Workers' Compensation, Banking & Finance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

100 S Main St, Bryan, OH 43506

Jilene Elisa Richards

Real Estate, Estate, Family Law, Commercial Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

203 N Lynn St, Bryan, OH 43506

Charles Crawford Butler

Medical Products & Devices, Divorce, Child Custody, Bankruptcy, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

1210 West High Street, Bryan, OH 43506

Thomas Austin Thompson

Real Estate, Family Law, Bankruptcy, Personal Injury, Car Accident

Status: In Good Standing

CONTACT

1210 W High St, Bryan, OH 43506

Timothy Holtsberry

Collection, Electronic Commerce, Business, Personal Injury

Status: In Good Standing Licensed: 18 Years

CONTACT

415 W 2Nd St, Defiance, OH 43512

Chelsea Cereghin

Civil Rights, Corporate, Banking & Finance, Bankruptcy, Criminal

Status: In Good Standing

CONTACT

401 Wayne Ave, Defiance, OH 43512

Elizabeth Gerken-Schuller

Collection, Family Law, Estate Planning, Litigation

Status: In Good Standing Licensed: 28 Years

CONTACT

1804 E 2Nd St, Defiance, OH 43512

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Cecil Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Paul H Duggan

Kent Lewis North

Steven Robert Bird

John Thomas Stelzer

Jilene Elisa Richards

Charles Crawford Butler

Thomas Austin Thompson

Timothy Holtsberry

Chelsea Cereghin

Elizabeth Gerken-Schuller

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LEGAL TERMS

TRADE NAME

CURRENT MONTHLY INCOME

ADMINISTRATIVE EXPENSES

REAFFIRMATION

DEBT COLLECTOR

LIEN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SECURED DEBT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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