Clatskanie Collection Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Below are all Clatskanie Bankruptcy & Debt lawyers.

John L Shadden

Estate Planning, Real Estate, Bankruptcy, Estate

Status: In Good Standing Licensed: 36 Years

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452 Ne Lincoln, Hillsboro, OR 97123

Ryan P Hackett

Child Custody, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

FREE CONSULTATION

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1500 Nw Bethany Blvd., Beaverton, OR 97006

Kathryn A. Hall

Agriculture, Contract, Collection, Animal Bite

Status: In Good Standing Licensed: 21 Years

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205 E Main St, Beaverton, OR 97123

Miles D Monson

General Practice

Status: In Good Standing Licensed: 32 Years

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1865 Nw 169Th Pl, Beaverton, OR 97006

Scott Jandon Mitchell

Bankruptcy, Litigation, Collection, Credit & Debt

Status: In Good Standing Licensed: 13 Years

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1865 NW 169th Pl, Beaverton, OR 97006

Alexzander C. J. Adams

Animal Bite, Criminal, Bed Bug, Bankruptcy

Status: In Good Standing

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14705 South West Millikan Way, Beaverton, OR 97006

Ashley E Flukinger

Wills & Probate, Divorce, Bankruptcy

Status: In Good Standing Licensed: 13 Years

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842 Broadway, Seaside, OR 97138

Bret A Knewtson

Consumer Rights, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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3000 NE Stucki Ave, Beaverton, OR 97124

Catriona M Penfield

Litigation, Estate Planning, Divorce, Bankruptcy

Status: In Good Standing Licensed: 15 Years

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842 Broadway, Seaside, OR 97138

Colin Savoy

Securities, Business & Trade, Corporate, Commercial Bankruptcy

Status: Inactive Licensed: 24 Years

CONTACT

5975 NW Pinefarm Pl, Beaverton, OR 97124

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FCRA

See Fair Credit Reporting Act.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Clatskanie Collection Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

John L Shadden

Ryan P Hackett

Kathryn A. Hall

Miles D Monson

Scott Jandon Mitchell

Alexzander C. J. Adams

Ashley E Flukinger

Bret A Knewtson

Catriona M Penfield

Colin Savoy

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LEGAL TERMS

IRS EXPENSES

INTEREST

LIABILITY

SOLE PROPRIETORSHIP

LIEN

TRUTH IN LENDING ACT (TILA)

FCRA

GUARANTOR

COLLECTION AGENCY

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