Conasauga Reorganization Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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William Hall Estes

Estate Planning, Natural Resources, Corporate, Reorganization

Status: In Good Standing Licensed: 14 Years

CONTACT

296 W Madison Ave, Athens, TN 37303

Nancy Cogar

Communication & Media Law, Family Law, Elder Law, Reorganization

Status: In Good Standing

CONTACT

130 Jordan Dr, Chattanooga, TN 37421

Nathan Andrew Hertzog

Corporate, Business, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Natalie Marlene Haymond

Lawsuit & Dispute, Divorce & Family Law, Criminal, Reorganization

Status: In Good Standing Licensed: 12 Years

CONTACT

720 Cherry St, Chattanooga, TN 37402

Nancy A Cogar

Communication & Media Law, Reorganization, Elder Law, Family Law

Status: In Good Standing Licensed: 12 Years

CONTACT

130 Jordan Dr, Chattanooga, TN 37421

Layne Meredith Gillespie

Estate Planning, Family Law, Insurance, Reorganization

Status: In Good Standing

CONTACT

201 Frazier Ave, Chattanooga, TN 37405

Camden Ballard Scearce

Wills & Probate, Corporate, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

1413 Chestnut Street, Chattanooga, TN 37402

Stephen Barham

Litigation, Health Care, Reorganization, Bankruptcy

Status: In Good Standing

CONTACT

605 Chestnut Street, Chattanooga, TN 37450

Nathan Hertzog

Corporate, Business, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Roger Dereck Layne

Litigation, Family Law, Insurance, Reorganization

Status: In Good Standing Licensed: 10 Years

CONTACT

433 Cherokee Blvd, Chattanooga, TN 37405

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Conasauga Reorganization Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

William Hall Estes

Nancy Cogar

Nathan Andrew Hertzog

Natalie Marlene Haymond

Nancy A Cogar

Layne Meredith Gillespie

Camden Ballard Scearce

Stephen Barham

Nathan Hertzog

Roger Dereck Layne

TIPS

LEGAL TERMS

NUISANCE FEES

BANKRUPTCY TRUSTEE

FORBEARANCE

REAFFIRMATION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CHAPTER 13 BANKRUPTCY

GUARANTEED RESERVATION

DISPOSABLE INCOME

REDEMPTION

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