Cumberland Furnace Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Blake Kruse

Criminal, Bankruptcy, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

75 Blakewood Dr, Dickson, TN 37055

Roger Alan Maness

Construction, Trusts, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

Clarksville, TN 37041

Joel Wallace

Criminal, Federal Appellate Practice, Legislative Practice, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

Clarksville, TN 37041

Michael Kenneth Williamson

Military, Dispute Resolution, Family Law, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

114 Franklin St, Clarksville, TN 37040

Stephanie Dawn Ritchie

Child Custody, Criminal, Credit & Debt, Medical Malpractice, Social Security

Status: In Good Standing

CONTACT

133 Franklin Street, Clarksville, TN 37040

Aaron Robert Winters

Family Law, Litigation, Credit & Debt, Entertainment

Status: In Good Standing Licensed: 4 Years

CONTACT

412 Franklin St, Clarksville, TN 37040

M. Joel Wallace

Insurance, Credit & Debt, Legislative Practice, Family Law

Status: In Good Standing Licensed: 19 Years

CONTACT

Clarksville, TN 37041

Raymond Freeman Runyon

Criminal, Insurance, Credit & Debt, Mass Torts

Status: In Good Standing

CONTACT

301 Main St, Clarksville, TN 37040

Ray Runyon

Litigation, Credit & Debt, Trusts, Family Law

Status: In Good Standing Licensed: 27 Years

CONTACT

301 Main St, Clarksville, TN 37040

Raymond Freeman Runyon

Estate Planning, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

301 Main St, Clarksville, TN 37040

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Cumberland Furnace Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Blake Kruse

Roger Alan Maness

Joel Wallace

Michael Kenneth Williamson

Stephanie Dawn Ritchie

Aaron Robert Winters

M. Joel Wallace

Raymond Freeman Runyon

Ray Runyon

Raymond Freeman Runyon

TIPS

LEGAL TERMS

MEANS TEST

LIQUIDATING PARTNER

C CORPORATION

PREFERENCE

TRADE NAME

SETOFF

LIEN

COSIGNER

MEETING OF CREDITORS

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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