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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Clayton Williams Cheek

✓ VERIFIED

Business, Bankruptcy & Debt, Commercial Bankruptcy, Lawsuit & Dispute, Estate

Clayton Cheek received his B. S. degree in English from Wake Forest University, his MBA from Wake Forest University and his J. D. from Wake Forest Uni... (more)

CONTACT

252-633-1930

1213 Culbreth Rd, Wilmington, NC 28405

Algernon L. Butler

Power of Attorney, Employment, Child Custody, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

111 N 5Th Ave, Wilmington, NC 28402

Joseph C. Hearne

Estate Planning, Corporate, Business Organization, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

265 Racine Drive, Wilmington, NC 28403

Algernon L. Butler

Uniform Commercial Code, Business Organization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

Wilmington, NC 28402

Gregory K. Kornegay

Social Security -- Disability, Social Security, Government, Bankruptcy

Status: In Good Standing

CONTACT

Wilmington, NC 28402

Christine M. Sprow

Identity Theft, Contract, Collection, Car Accident

Status: In Good Standing

CONTACT

105 N 6Th Street, Wilmington, NC 28401

Elizabeth Ball Wright

Real Estate, Lawsuit & Dispute, Immigration, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

310 N Front St, Wilmington, NC 28401

Blake Younger Boyette

Bankruptcy & Debt, Bankruptcy

Status: Inactive Licensed: 12 Years

CONTACT

111 North 5Th Avenue, Wilmington, NC 28401

Roger Carl White

Real Estate, Lawsuit & Dispute, Intellectual Property, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

321 N. Front Street, Wilmington, NC 28401

James D. Mclean

Business, Real Estate, International Other, Commercial Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

310 North Front Street, Wilmington, NC 28401

800-923-0641

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LEGAL TERMS

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Currie Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Clayton Williams Cheek

Algernon L. Butler

Joseph C. Hearne

Algernon L. Butler

Gregory K. Kornegay

Christine M. Sprow

Elizabeth Ball Wright

Blake Younger Boyette

Roger Carl White

James D. Mclean

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LEGAL TERMS

S CORPORATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SOLE PROPRIETORSHIP

401(K) PLAN

INTEREST

PRIORITY DEBT

FAIR CREDIT BILLING ACT (FCBA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FORBEARANCE

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