Dana Estate Planning Lawyer, Illinois
Includes: Gift Taxation
123 S Monroe St, Streator, IL 61364
Profile LAWPOINTS™32/100
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Lawrence Michael Kaschak
Estate Planning, Civil Rights, Personal Injury
Status: In Good Standing Licensed: 33 Years
1 Stanton Place, Ancona, IL 61364
Profile LAWPOINTS™22/100
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7 Northpoint Dr, Streator, IL 61364
Profile LAWPOINTS™19/100
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Jennifer Leigh Bunker
Family Law, Estate Planning, Municipal, Criminal, Social Security -- Disability
Status: In Good Standing Licensed: 15 Years
7 Danny Drive, Streator, IL 61364
Profile LAWPOINTS™34/100
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7 Danny Drive, Streator, IL 61364
Profile LAWPOINTS™22/100
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Justin J. Stoller
International Tax, Estate Planning, Estate, Transactions
Status: In Good Standing Licensed: 22 Years
15 W Front St, El Paso, IL 61738
Profile LAWPOINTS™34/100
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Justin Stoller
Tax, Wills & Probate, Estate Planning, Transactions
Status: In Good Standing Licensed: 22 Years
15 W Front St, El Paso, IL 61738
Profile LAWPOINTS™34/100
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James J. Stoller
International Tax, Estate Planning, Estate, Transactions
Status: In Good Standing Licensed: 50 Years
15 W Front St, El Paso, IL 61738
Profile LAWPOINTS™32/100
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Jonathan J. Stoller
International Tax, Estate Planning, Estate, Transactions
Status: In Good Standing Licensed: 18 Years
15 W Front St, El Paso, IL 61738
Profile LAWPOINTS™24/100
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Jeremy J. Stoller
Commercial Real Estate, International Tax, Estate Planning, Corporate
Status: In Good Standing Licensed: 11 Years
15 W Front St, El Paso, IL 61738
Profile LAWPOINTS™24/100
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Easily find Dana Estate Planning Lawyers and Dana Estate Planning Law Firms. For more attorneys, search all Estate areas including Trusts, Wills & Probate and Power of Attorney attorneys.
LEGAL TERMS
HEIR APPARENT
One who expects to be receive property from the estate of a family member, as long as she outlives that person.
LIFE INSURANCE
A contract in which an insurance company agrees to pay money to a designated beneficiary upon the death of the policy holder. In exchange, the policyholder pays... (more...)
A contract in which an insurance company agrees to pay money to a designated beneficiary upon the death of the policy holder. In exchange, the policyholder pays a regularly scheduled fee, known as the insurance premiums. The purpose of life insurance is to provide financial support to those who survive the policyholder, such as family members or business partners. When the policyholder dies, the insurance proceeds pass to the beneficiaries free of probate, though they are counted for federal estate tax purposes. group life insurance Life insurance available through an employer or association that covers participating employees and members under one master insurance policy. Most group life insurance policies are term insurance policies, that terminate when the member or employee reaches a certain age or leaves the organization and do not accumulate any cash surrender value. term life insurance No-frills life insurance, with neither cash surrender value nor loan value (an amount that can be used as collateral for a loan). Term life insurance provides a pre-set amount of coverage if the policyholder dies during the period of time specified in the policy. Policyholders usually have the option to renew at the end of the term for the period of years specified in the policy. Unlike whole life insurance, premiums generally increase as the insured person gets older and the risk of death increases.universal life insurance A type of whole life insurance that offers some additional features and advantages. Like whole life insurance, universal life insurance accumulates cash value through investment of the premium payments. The unique feature of universal life insurance is that it has variable premiums, benefits and payment schedules, all of which are tied to market interest rates and the performance of the investment portfolio. Also, universal life plicies normally provide you with more consumer information. For example, you are told how much of your policy payments goes for insurance company overhead expenses, reserves and policy proceed payments, and how much is retained and invested for your savings. This information isn't usually provided with whole life policies.variable life insurance A type of whole life insurance in which the amount of death benefits varies, depending on the performance of investments. The insurance company places some or all of the fixed premium payments into an investment account; some companies let the insured person decide how the money is invested. The policyholder bears the risk of investment losses, though there is a guaranteed minimum benefit payment. One benefit of variable insurance is that interest and dividend income from the investment account is not taxed until it is paid out to the policyholder.variable universal life insurance A type of whole life insurance that provides greater potential for financial gain--and brings greater risks. Like universal life insurance, variable universal life insurance offers flexible premiums, payment schedules and benefits. But variable universal life policies are riskier because the premiums are invested in stocks, rather than more predictable money market accounts and bonds. Also called universal variable life insurance.whole life insurance Life insurance that provides coverage for the entire life of the policyholder, who pays the same fixed premium throughout his or her life. The policy builds up cash reserves that may be paid out to the policyholder when he or she surrenders or partially surrenders the policy or uses the cash reserves to fund low-interest loans. The annual increase in the cash value of the policy is not taxed. If the policyholder surrenders the policy, a portion of the payment is not taxable. Also called straight life insurance or ordinary life insurance.
DOWER AND CURTESY
A surviving spouse's right to receive a set portion of the deceased spouse's estate -- usually one-third to one-half. Dower (not to be confused with a 'dowry') ... (more...)
A surviving spouse's right to receive a set portion of the deceased spouse's estate -- usually one-third to one-half. Dower (not to be confused with a 'dowry') refers to the portion to which a surviving wife is entitled, while curtesy refers to what a man may claim. Until recently, these amounts differed in a number of states. However, because discrimination on the basis of sex is now illegal in most cases, most states have abolished dower and curtesy and generally provide the same benefits regardless of sex -- and this amount is often known simply as the statutory share. Under certain circumstances, a living spouse may not be able to sell or convey property that is subject to the other spouse's dower and curtesy or statutory share rights.
ANCILLARY PROBATE
A probate proceeding conducted in a different state from the one the deceased person resided in at the time of death. Usually, ancillary probate proceedings are... (more...)
A probate proceeding conducted in a different state from the one the deceased person resided in at the time of death. Usually, ancillary probate proceedings are necessary if the deceased person owned real estate in another state.
STATUTORY SHARE
The portion of a deceased person's estate that a spouse is entitled to claim under state law. The statutory share is usually one-third or one-half of the deceas... (more...)
The portion of a deceased person's estate that a spouse is entitled to claim under state law. The statutory share is usually one-third or one-half of the deceased spouse's property, but in some states the exact amount of the spouse's share depends on whether or not the couple has young children and, in a few states, on how long the couple was married. In most states, if the deceased spouse left a will, the surviving spouse must choose either what the will provides or the statutory share. Sometimes the statutory share is known by its more arcane legal name, dower and curtesy, or as a forced or elective share.
CONSERVATOR
Someone appointed by a judge to oversee the affairs of an incapacitated person. A conservator who manages financial affairs is often called a 'conservator of th... (more...)
Someone appointed by a judge to oversee the affairs of an incapacitated person. A conservator who manages financial affairs is often called a 'conservator of the estate.' One who takes care of personal matters, such as healthcare and living arrangements, is known as a 'conservator of the person.' Sometimes, one conservator is appointed to handle all these tasks. Depending on where you live, a conservator may also be called a guardian, committee or curator.
SWEARING MATCH
A case that turns on the word of one witness versus another. The outcome of a swearing match usually depends on whom the jury finds most trustworthy.
BYPASS TRUST
A trust designed to lessen a family's overall estate tax liability. An AB trust is the most popular kind of bypass trust.
COUNTERCLAIM
A defendant's court papers that seek to reverse the thrust of the lawsuit by claiming that it was the plaintiff -- not the defendant -- who committed legal wron... (more...)
A defendant's court papers that seek to reverse the thrust of the lawsuit by claiming that it was the plaintiff -- not the defendant -- who committed legal wrongs, and that as a result it is the defendant who is entitled to money damages or other relief. Usually filed as part of the defendant's answer -- which also denies plaintiff's claims -- a counterclaim is commonly but not always based on the same events that form the basis of the plaintiff's complaint. For example, a defendant in an auto accident lawsuit might file a counterclaim alleging that it was really the plaintiff who caused the accident. In some states, the counterclaim has been replaced by a similar legal pleading called a cross-complaint. In other states and in federal court, where counterclaims are still used, a defendant must file any counterclaim that stems from the same events covered by the plaintiff's complaint or forever lose the right to do so. In still other states where counterclaims are used, they are not mandatory, meaning a defendant is free to raise a claim that it was really the plaintiff who was at fault either in a counterclaim or later as part of a separate lawsuit.
SAMPLE LEGAL CASES
Dunn v. Patterson
... for them. The circuit court of Will County entered judgment on the pleadings, finding,
as a matter of law, that provisions in certain estate planning documents prepared
by defendant were contrary to public policy and void. The ...
Fitch v. McDermott, Will and Emery, LLP
... Around the same time, defendants Joseph Dietrich and John Dietrich (hereafter the Dietrichs),
both certified public accountants, provided financial and accounting services for estate planning
purposes to Victoria and her husband, plaintiff Thomas Fitch. ...
In re Estate of Henry
... Accordingly, the estate petitioned the court to allow the estate to execute estate planning
documents for Henry which, it contended, were consistent with his known wishes and which would
be "free from the taint of the undue influence and fraud which was assembled upon the ...
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