Edgecombe County, NC Bankruptcy & Debt Lawyers, page 3

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Not enough matches for Edgecombe Bankruptcy & Debt lawyer.
Below are all Edgecombe lawyers.

Eugene W. Muse

General Practice

Status: In Good Standing Licensed: 45 Years

CONTACT

310 East Church Street, Tarboro, NC 27886

William M. Spivey

Other, Lawsuit & Dispute, Divorce & Family Law, Civil & Human Rights

Status: In Good Standing Licensed: 45 Years

CONTACT

Rocky Mount, NC 27802

Sharon H. Sprinkle

Motor Vehicle, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 35 Years

CONTACT

Tarboro, NC 27886

Jason Charles Taylor

General Practice

Status: In Good Standing Licensed: 19 Years

CONTACT

Macclesfield, NC 27852

Leonard L. Wiggins

Wrongful Termination

Status: In Good Standing Licensed: 31 Years

CONTACT

Rocky Mount, NC 27802

Wayne R. Williams

General Practice

Status: In Good Standing Licensed: 35 Years

CONTACT

152 Spaulding Dr, Rocky Mount, NC 27801

Henrietta Zalkind

General Practice

Status: In Good Standing Licensed: 32 Years

CONTACT

Rocky Mount, NC 27802

Ralph Erskine Stevenson

Traffic, Family Law, Criminal, Consumer Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

206 Villa St, Rocky Mount, NC 27802

Howard Southerland Boney

General Practice

Status: Deceased Licensed: 51 Years

CONTACT

Tarboro, NC 27886

Walter H. Godwin

General Practice

Status: In Good Standing Licensed: 47 Years

CONTACT

611 N Howard Circle, Tarboro, NC 27886

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Edgecombe County, NC Bankruptcy & Debt Lawyers, page 3

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Eugene W. Muse

William M. Spivey

Sharon H. Sprinkle

Jason Charles Taylor

Leonard L. Wiggins

Wayne R. Williams

Henrietta Zalkind

Ralph Erskine Stevenson

Howard Southerland Boney

Walter H. Godwin

TIPS

LEGAL TERMS

CCCS

FAIR CREDIT REPORTING ACT (FCRA)

MEETING OF CREDITORS

LIEN

CREDIT COUNSELING

CREDITOR

DISCHARGEABLE DEBTS

CREDIT INSURANCE

FRAUDULENT TRANSFER

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