Estill Springs Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Richard Boehms

Criminal, Credit & Debt, Family Law, Federal Appellate Practice

Status: In Good Standing Licensed: 15 Years

CONTACT

Duck River, TN 38454

John Richardson

Litigation, Credit & Debt, Federal Appellate Practice

Status: In Good Standing Licensed: 42 Years

CONTACT

306 Main Ave N, Fayetteville, TN 37334

John Minor Richardson

Litigation, Credit & Debt, Federal Appellate Practice

Status: In Good Standing Licensed: 42 Years

CONTACT

306 Main Ave N, Fayetteville, TN 37334

John H. Richardson

General Practice

Status: In Good Standing Licensed: 25 Years

CONTACT

306 Main Ave N, Fayetteville, TN 37334

Shawn Carter Trail

Litigation, Wills & Probate, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

117 S Spring St, Manchester, TN 37355

Shawn Carter Trail

Estate Planning, Credit & Debt, Litigation, Commercial Real Estate

Status: In Good Standing Licensed: 17 Years

CONTACT

1101 Hillsboro Blvd, Manchester, TN 37355

Jennifer Lenore Fiola

Estate Planning, Labor Law, Family Law, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

160 Harmon Ln, Manchester, TN 37355

Jennifer Fiola

Estate Planning, Labor Law, Family Law, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

160 Harmon Ln, Manchester, TN 37355

Judith St. Clair.

Criminal, Credit & Debt, Family Law, Federal Appellate Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

151 Circle Drive, Manchester, TN 37355

Jason Nathaniel King

Construction, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

503 N Maple St, Murfreesboro, TN 37130

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Estill Springs Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Richard Boehms

John Richardson

John Minor Richardson

John H. Richardson

Shawn Carter Trail

Shawn Carter Trail

Jennifer Lenore Fiola

Jennifer Fiola

Judith St. Clair.

Jason Nathaniel King

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LEGAL TERMS

REDEMPTION

NUISANCE FEES

ADMINISTRATIVE EXPENSES

DEBIT CARD

FRAUDULENT TRANSFER

CREDIT REPORT

DISPOSABLE INCOME

HOUSEHOLDER

SUBROGATION

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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