Evansport Credit & Debt Lawyer, Ohio

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Not enough matches for Evansport Credit & Debt lawyer.
Below are all Evansport Bankruptcy & Debt lawyers.

Paul H Duggan

Accident & Injury, Bankruptcy, Criminal, Divorce & Family Law

Status: In Good Standing Licensed: 31 Years

CONTACT

1426 E High St, Bryan, OH 43506

Kent Lewis North

General Practice

Status: In Good Standing Licensed: 36 Years

CONTACT

1399 E High St, Bryan, OH 43506

Mark David Hagans

Real Estate, Government, Corporate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

302 N Defiance St, Archbold, OH 43502

Michael Charles Wahl

Federal Appellate Practice, Estate, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

24862 Elliott Road, Defiance, OH 43512

John Thomas Stelzer

Workers' Compensation, Banking & Finance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

100 S Main St, Bryan, OH 43506

Steven Robert Bird

Corporate, Bankruptcy, Personal Injury, Workers' Compensation

Status: In Good Standing Licensed: 41 Years

CONTACT

1 Courthouse Sq, Bryan, OH 43506

Jilene Elisa Richards

Real Estate, Estate, Family Law, Commercial Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

203 N Lynn St, Bryan, OH 43506

Charles Crawford Butler

Medical Products & Devices, Divorce, Child Custody, Bankruptcy, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

1210 West High Street, Bryan, OH 43506

Thomas Austin Thompson

Real Estate, Family Law, Bankruptcy, Personal Injury, Car Accident

Status: In Good Standing

CONTACT

1210 W High St, Bryan, OH 43506

James E Hitchcock

Estate, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 56 Years

CONTACT

650 W 1St St, Defiance, OH 43512

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Evansport Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Paul H Duggan

Kent Lewis North

Mark David Hagans

Michael Charles Wahl

John Thomas Stelzer

Steven Robert Bird

Jilene Elisa Richards

Charles Crawford Butler

Thomas Austin Thompson

James E Hitchcock

TIPS

LEGAL TERMS

DISPOSABLE INCOME

TRUTH IN LENDING ACT (TILA)

FAIR CREDIT REPORTING ACT (FCRA)

SECURED DEBT

BULK SALES LAW

COLLECTION AGENCY

WORKOUT

CURRENT MONTHLY INCOME

DISCHARGE (OF DEBTS)

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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