Fairbury Bankruptcy & Debt Lawyer, Illinois, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Nirav P. Patel

Real Estate, Commercial Bankruptcy, Business & Trade, Estate Planning

Status: In Good Standing Licensed: 22 Years

CONTACT

2501 Davey Road, Woodridge, IL 60517

Frank Janello

Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

211 Lamdmark Dr, Normal, IL 61761

Eitan Weltman

Landlord-Tenant, Transactions, Business & Trade, Collection

Status: In Good Standing Licensed: 45 Years

CONTACT

802 N Clinton St, Bloomington, IL 61701

Jonathan A. Backman

Dispute Resolution, Banking & Finance, Antitrust, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

117 N Center St, Bloomington, IL 61701

Frank E. Hoffman

Bankruptcy & Debt, Divorce & Family Law, Estate, Adoption

Status: In Good Standing Licensed: 45 Years

CONTACT

401 N Main Street, Bloomington, IL 61701

Robert Smith White

Landlord-Tenant, Divorce & Family Law, Insurance, Collection

Status: In Good Standing Licensed: 39 Years

CONTACT

308 E. Washington St., Bloomington, IL 61702

Carrie L. Haas

Litigation, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

308 E Washington St, Bloomington, IL 61702

William Gregory

Workers' Compensation, Collection, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

420 North Main Street, Bloomington, IL 61701

Douglas Koth

Workers' Compensation, Collection, Personal Injury, Traffic

Status: In Good Standing Licensed: 39 Years

CONTACT

420 N Main St, Bloomington, IL 61701

Douglas Noel Koth

Workers' Compensation, Collection, Personal Injury, Traffic

Status: In Good Standing Licensed: 39 Years

CONTACT

420 N Main St, Bloomington, IL 61701

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Fairbury Bankruptcy & Debt Lawyer, Illinois, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Nirav P. Patel

Frank Janello

Eitan Weltman

Jonathan A. Backman

Frank E. Hoffman

Robert Smith White

Carrie L. Haas

William Gregory

Douglas Koth

Douglas Noel Koth

TIPS

LEGAL TERMS

COLLATERAL

TRADE DRESS

SUBROGATION

GRACE PERIOD

MEANS TEST

CHAPTER 7 BANKRUPTCY

BANKRUPTCY

CHAPTER 13 PLAN

MEETING OF CREDITORS

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