Flemington Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Andre Lubomir Kydala

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

54 Old Highway 22, Clinton, NJ 08809

Angela DiFazio

Bankruptcy & Debt, Divorce & Family Law

Status: In Good Standing

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Somerville, NJ 08876

Glenn Joseph Cocchiola

Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

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1128 Route 31 North, Lebanon, NJ 08833

Graig Peters Corveleyn

Bankruptcy, Estate, Lawsuit & Dispute, Collection

Status: In Good Standing Licensed: 20 Years

FREE CONSULTATION

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16 Seminary Avenue, Hopewell, NJ 08525

Guliet Hirsch

Land Use & Zoning, Traffic, Elder Law, Bankruptcy

Status: In Good Standing

CONTACT

Flemington, NJ 08822

Herbert K. Ryder

Bankruptcy & Debt, Residential Real Estate

Status: In Good Standing Licensed: 25 Years

CONTACT

531 Us Highway 22 E, Whitehouse Station, NJ 08889

Herbert Ryder

Bankruptcy

Status: In Good Standing

CONTACT

Whitehouse Station, NJ 08889

Jeffrey Paul Perron

Real Estate, Employee Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

59 Park Ave, Flemington, NJ 08822

John Robert Parker

Landlord-Tenant, Real Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

260 Us Highway 202/31 N, Flemington, NJ 08822

Joseph John Mania

Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

203 Main St, Flemington, NJ 08822

800-923-0641

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800-943-8690

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FCRA

See Fair Credit Reporting Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Flemington Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Andre Lubomir Kydala

Angela DiFazio

Glenn Joseph Cocchiola

Graig Peters Corveleyn

Guliet Hirsch

Herbert K. Ryder

Herbert Ryder

Jeffrey Paul Perron

John Robert Parker

Joseph John Mania

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

CREDIT REPORT

SOLE PROPRIETORSHIP

CREDIT COUNSELING

MEANS TEST

AUTOMATIC STAY

GUARANTOR

FCRA

NUISANCE FEES

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