Forestville Reorganization Lawyer, Michigan

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Donald A. Teeple

Other, Government, Family Law, Accident & Injury

Status: In Good Standing Licensed: 50 Years

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8383 Schweigert Rd, Minden City, MI 48456

Patricia E. Mcauliffe

General Practice

Status: In Good Standing Licensed: 37 Years

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3872 Lakeshore Road, Deckerville, MI 48427

Wayne A. Smith

Business, Real Estate, Real Estate Other, Land Use & Zoning, Construction

Status: In Good Standing Licensed: 55 Years

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Deckerville, MI 48427

Allen E. Jones

General Practice

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2444 Maple St, Deckerville, MI 48427

Julie A. Fagan

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Status: In Good Standing Licensed: 25 Years

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7296 Main St, Port Sanilac, MI 48469

Steven B. Galbraith

Insurance, Medical Malpractice, Accident & Injury

Status: In Good Standing Licensed: 47 Years

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471 S Lake St, Port Sanilac, MI 48469

Linda M. Galbraith

State and Local, Accident & Injury

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471 S Lake St, Port Sanilac, MI 48469

George F. Clark

General Practice

Status: In Good Standing Licensed: 63 Years

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648 N Lakeshore Rd, Port Sanilac, MI 48469

Mary Margaret Bolda

General Practice

Status: Inactive Licensed: 47 Years

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3898 Lakeshore Rd, Deckerville, MI 48427

Heather A. Zang

Juvenile Law, Domestic Violence & Neglect, Criminal, Children's Rights

Status: In Good Standing Licensed: 20 Years

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60 W Sanilac Rd, Sandusky, MI 48471

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

COLLATERAL

Property that guarantees payment of a secured debt.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FDCPA

See Fair Debt Collections & Practices Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Forestville Reorganization Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Donald A. Teeple

Patricia E. Mcauliffe

Wayne A. Smith

Allen E. Jones

Julie A. Fagan

Steven B. Galbraith

Linda M. Galbraith

George F. Clark

Mary Margaret Bolda

Heather A. Zang

TIPS

LEGAL TERMS

NUISANCE FEES

GUARANTEED RESERVATION

CHAPTER 7 BANKRUPTCY

COLLATERAL

NONDISCHARGEABLE DEBTS

FORBEARANCE

PREFERENCE

FDCPA

FAIR CREDIT REPORTING ACT (FCRA)

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