Fort Monroe Credit & Debt Lawyer, Virginia

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Tim Anderson
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Anderson & Associates, PC
2492 North Landing Road Ste. 104 Virginia Beach, VA 23456Â» view map
Criminal Law
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Proudly serving Virginia Beach and the surrounding areas.

800-217-0430
1. Tim Anderson Virginia Beach, VA
  Attorney at Law - VA, 1999
  Regent University School of Law, J.D.
2. AboutAnderson & Associates, PC
  Proudly serving Virginia Beach
3. Practice AreasExpertise
  Criminal
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Craig Carley Marchiando

✓ VERIFIED

Litigation, Class Action, Credit & Debt, Collection

Craig has been a protecting consumers’ rights nationwide for more than 15 years, focusing his practice on lawsuits brought under consumer-protection... (more)

CONTACT

757-930-3660

763 J Clyde Morris Blvd, Newport News, VA 23601

Peter F. Herrick

Bankruptcy, DUI-DWI, Credit & Debt, Traffic

Status: In Good Standing

CONTACT

1403 Greenbrier Parkway, Greenbrier Point, Chesapeake, VA 23320

Alexander Harkness Bell

Contract, Credit & Debt, Workers' Compensation, Civil Rights

Status: In Good Standing

CONTACT

1244 Perimeter Parkway, Virginia Beach, VA 23454

Ali T. Sprinkle

Power of Attorney, Civil & Human Rights, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

355 Crawford Street, Portsmouth, VA 23704

Annamarie Elizabeth Pagel

Family Law, Credit & Debt

Status: In Good Standing

CONTACT

555 E Main Street, Norfolk, VA 23510

Arnold H. Leon

Litigation, Industry Specialties, Credit & Debt, Collection

Status: In Good Standing

CONTACT

200 High St, Portsmouth, VA 23705

Barbara Anne Fuller

Public Finance, Family Law, Contract, Credit & Debt

Status: In Good Standing

CONTACT

1700 Pleasure House Rd, Virginia Beach, VA 23455

C. Grigsby Scifres

Real Estate, Government, Business, Credit & Debt

Status: In Good Standing

CONTACT

222 Central Park Ave, Virginia Beach, VA 23462

Christopher Colt North

Accident & Injury, Employment, Consumer Rights, Credit & Debt, Discrimination

Status: In Good Standing

FREE CONSULTATION

CONTACT

5629 George Washington Memorial Highway, Yorktown, VA 23692

Danielle Marie Kruer

Real Estate, Trusts, Family Law, Credit & Debt

Status: In Good Standing

CONTACT

101 West Main Street, Norfolk, VA 23510

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FDCPA

See Fair Debt Collections & Practices Act.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SAMPLE LEGAL CASES

Rogers v. Rogers

... of counsel that matters of equitable distribution have been compromised, settled and agreed." [3] The October 19 decree, endorsed without objection as to equitable distribution provisions, contains the following concerning the joint credit card debt of the parties: "8. Debt: . . . ...

Sherman v. Sherman

... The US government demanded he repay $24,000 of the government credit card debt incurred. Husband finally revealed this obligation to wife. ... Husband testified: "I used the mutual fund to pay [wife] the $24,000 I spent in credit card debt. ...

Gilliam v. McGrady

... from the debt. A credit card debt whose purpose is to finance a family vacation clearly benefits the family and is a marital debt. The error here was in not determining the purpose of the original debt to the IRS. The proper analysis ...

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Fort Monroe Credit & Debt Lawyer, Virginia

Sponsored Law Firm

Anderson & Associates, PC

SPONSORED LAWYERS

Craig Carley Marchiando

Peter F. Herrick

Alexander Harkness Bell

Ali T. Sprinkle

Annamarie Elizabeth Pagel

Arnold H. Leon

Barbara Anne Fuller

C. Grigsby Scifres

Christopher Colt North

Danielle Marie Kruer

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

TRUTH IN LENDING ACT (TILA)

SECURED DEBT

LIQUIDATING PARTNER

401(K) PLAN

PREFERENCE

CREDIT INSURANCE

FDCPA

SECRET WARRANTY PROGRAM

SAMPLE LEGAL CASES

Rogers v. Rogers

Sherman v. Sherman

Gilliam v. McGrady

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