Galena Park Bankruptcy & Debt Lawyer, Texas, page 2

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
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Tommy Ernest Swate

Medicare & Medicaid, Elder Law, Administrative Law, Bankruptcy, Business

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403 Wild Plum St, Houston, TX 77013

James Charles Fogo

Bankruptcy, Litigation, Business & Trade, Commercial Real Estate

Status: Licensed: 45 Years

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5251 Cripple Creek Ct, Houston, TX 77017

Philip W. Boyko

Construction, Litigation, Business & Trade, Credit & Debt

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9550 North Loop E, Houston, TX 77029

Cornelius D. Perry

Employee Rights, Elder Law, Bankruptcy, Personal Injury

Status: Licensed: 44 Years

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1902 Shaver St, Pasadena, TX 77502

Anita Bolton Suson

International Other, Public Schools, Administrative Law, Credit & Debt

Status: Licensed: 39 Years

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3220 Broadway St, Houston, TX 77017

Jose Lauro Hinojosa

Employee Rights, Insurance, Credit & Debt, Personal Injury

Status: Licensed: 43 Years

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2206 San Jacinto Dr, Pasadena, TX 77502

Gabriel Perez

Bankruptcy, Family Law, Criminal, Immigration, Business

Status: Licensed: 4 Years

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6657 Navigation Blvd, Houston, TX 77011

Dennis James Albright

Family Law, Elder Law, Banking & Finance, Credit & Debt

Status: Licensed: 42 Years

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13410 Hollypark Dr, Houston, TX 77015

Octavio Manuel Rivera

Juvenile Law, Family Law, Bankruptcy, Personal Injury

Status: Licensed: 13 Years

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2900 Woodridge Dr, Houston, TX 77087

Eloise A. Guzman

Business, Bankruptcy, Bankruptcy & Debt

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8225 Gulf Fwy, Houston, TX 77017

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Galena Park Bankruptcy & Debt Lawyer, Texas, page 2

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Tommy Ernest Swate

James Charles Fogo

Philip W. Boyko

Cornelius D. Perry

Anita Bolton Suson

Jose Lauro Hinojosa

Gabriel Perez

Dennis James Albright

Octavio Manuel Rivera

Eloise A. Guzman

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

MEETING OF CREDITORS

COLLECTION AGENCY

TRADE NAME

SECRET WARRANTY PROGRAM

CREDITOR

REAFFIRMATION

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT REPORT

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