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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Douglas J. Tate

Landlord-Tenant, Civil Rights, Credit & Debt, Animal Bite

Status: In Good Standing Licensed: 36 Years

CONTACT

Greenville, SC 29602

Darren Haley

Computer Law, Criminal, Securities Fraud , Credit & Debt

Status: In Good Standing

CONTACT

1008 Beauboir Lane, Greenville, SC 29601

Craig Horger Allen

Construction, Real Estate, Credit & Debt, Collection

Status: In Good Standing

CONTACT

Greenville, SC 29603

Spencer C. Mosness

Oil & Gas, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

75 Beattie Pl, Greenville, SC 29601

William L. Dodson

Credit & Debt, Accident & Injury

Status: In Good Standing Licensed: 47 Years

CONTACT

15 Washington Park, Greenville, SC 29601

Bruce Gordon Luna

Divorce & Family Law, Criminal, Business, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

201 Rocky Slope Rd, Greenville, SC 29607

Robert Joseph Cantrell

Traffic, Lawsuit, Immigration, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

150 Milestone Way, Greenville, SC 29615

Ken Norsworthy

Family Law, Criminal, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 10 Years

CONTACT

104 Trade Street, Greer, SC 29651

John C. Bach

Mediation, Labor Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

9 Valley Lake Trail, Travelers Rest, SC 29690

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT FILE

See credit report.

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

... In a consumer credit sale, "either the debt is payable [1] in installments or [2] a credit service charge is made." SC Code Ann. Â§ 37-2-104(1)(d) (2002). Seller asserts that its Credit Application authorized neither method of debt payment. ...

Mitchell v. Mitchell

... SC 206, 212, 634 SE2d 51, 54 (Ct. App. 2006). Moreover, Husband concludes in his brief that, alternatively, this court should "modify [t]he Final Decree of Divorce so as to equally divide the marital estate and credit card debt.".

Kennedy v. Kennedy

... II. Credit Card Debt. Next, Husband argues the family court abused its discretion in failing to equitably divide the parties' credit card debt on a 50/50 basis because the debt at issue was accrued during the parties' marriage and thus subject to equitable division. We disagree. ...

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Greenville Credit & Debt Lawyer, South Carolina, page 2

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Douglas J. Tate

Darren Haley

Craig Horger Allen

Spencer C. Mosness

William L. Dodson

Bruce Gordon Luna

Robert Joseph Cantrell

Ken Norsworthy

John C. Bach

TIPS

LEGAL TERMS

MEANS TEST

FORBEARANCE

DEFINED CONTRIBUTION PLAN

GARNISHMENT

HOUSEHOLDER

S CORPORATION

PRESUMED ABUSE

DISCHARGEABLE DEBTS

CREDIT FILE

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

Mitchell v. Mitchell

Kennedy v. Kennedy

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