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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Laura L. Simons

Administrative Law, Limited Liability Companies, Business Organization, Credit & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

6696 Dixie Highway, Clarkston, MI 48346

Daniel J. M. Schouman

Other, Contract, Credit & Debt, Wrongful Death

Status: In Good Standing Licensed: 28 Years

CONTACT

1060 E West Maple Rd, Commerce Township, MI 48390

Doug Waters

Employee Rights, Business & Trade, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

300 Eagle Pond Dr, Commerce Township, MI 48390

David J. Karr

Real Estate, Estate Planning, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 62 Years

CONTACT

215 W Flint St, Davison, MI 48423

Robert Thomas Castor

Litigation, Corporate, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

6248 Huron Creek Ct, Dexter, MI 48130

Shantell L. Rene

Contract, Agriculture, Landlord-Tenant, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

6172 Brooks Landing, Dimondale, MI 48821

Aaron J. Kenyon

Intellectual Property, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

1427 W Saginaw St, East Lansing, MI 48823

Barnet George Levine

Foreclosure, Family Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

5454 Jessalee Cir, East Lansing, MI 48823

Elisa Hill

General Practice

Status: In Good Standing Licensed: 27 Years

CONTACT

556 E Circle Dr, East Lansing, MI 48824

James Michael O'Reilly

Civil & Human Rights, Social Security, Credit & Debt, Estate

Status: In Good Standing Licensed: 51 Years

CONTACT

31547 W 13 Mile Rd, Farmington, MI 48334

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Gregory Credit & Debt Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Laura L. Simons

Daniel J. M. Schouman

Doug Waters

David J. Karr

Robert Thomas Castor

Shantell L. Rene

Aaron J. Kenyon

Barnet George Levine

Elisa Hill

James Michael O'Reilly

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

CREDITOR

LIEN

CREDIT COUNSELING

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

NUISANCE FEES

DISCHARGE (OF DEBTS)

GRACE PERIOD

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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