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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Sean L. Campbell

Motor Vehicle, Divorce, DUI-DWI, Credit & Debt, Slip & Fall Accident

Status: In Good Standing Licensed: 25 Years

CONTACT

4125 Okemos Rd, Okemos, MI 48864

Wesley E. Harper

Divorce, Elder Law, Contract, Credit & Debt

Status: In Good Standing

CONTACT

2109 Hamilton Rd, Okemos, MI 48864

Larry J. Fox

Juvenile Law, Real Estate, Traffic, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

48150 Grand River Ave, Novi, MI 48374

Barnet George Levine

Foreclosure, Family Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

5454 Jessalee Cir, East Lansing, MI 48823

Robert Keyes

Bankruptcy & Debt, Credit & Debt, Bankruptcy, Criminal, Traffic

Status: In Good Standing Licensed: 19 Years

FREE CONSULTATION

CONTACT

300 N Huron St, Ypsilanti, MI 48197

Kristin L. Millerov

Landlord-Tenant, Deportation, Elder Law, Credit & Debt

Status: In Good Standing

CONTACT

3490 Belle Chase Way, Lansing, MI 48911

Jessica R. Maas

Landlord-Tenant, Family Law, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

3490 Belle Chase Way, Lansing, MI 48911

Seth Metcalf

International Tax, Estate Planning, Credit & Debt, Landlord-Tenant

Status: In Good Standing Licensed: 21 Years

CONTACT

3490 Belle Chase Way, Lansing, MI 48911

Edward Leonard Ewald

Landlord-Tenant, Employee Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

1198 S Creek Dr, Wixom, MI 48393

David Charles Maurer

General Practice

Status: In Good Standing Licensed: 18 Years

CONTACT

700 Towner St, Ypsilanti, MI 48198

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FDCPA

See Fair Debt Collections & Practices Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Gregory Credit & Debt Lawyer, Michigan, page 4

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Sean L. Campbell

Wesley E. Harper

Larry J. Fox

Barnet George Levine

Robert Keyes

Kristin L. Millerov

Jessica R. Maas

Seth Metcalf

Edward Leonard Ewald

David Charles Maurer

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

REPOSSESSION

COSIGNER

GRACE PERIOD

CHAPTER 7 BANKRUPTCY

SECRET WARRANTY PROGRAM

FDCPA

TRUTH IN LENDING ACT (TILA)

FRAUDULENT TRANSFER

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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