Hardwick Bankruptcy & Debt Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jeneen M. Moran

Commercial Real Estate, Real Estate, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

461 Ware Corner Road, Oakham, MA 01068

Clifford D. Heaton

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

19 Horseshoe Circle, Ware, MA 01082

Greta Lamountain Biagi

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

191 Packardville Road, Belchertown, MA 01007

Carla Alonah Halpern

Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

83 North Main Street, New Salem, MA 01355

John A. Burdick

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

Paxton, MA 01612

James William Gelinas

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

59 Underwood Street, Belchertown, MA 01007

Michael H.M. Brown

Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

1351 Bay Road, Amherst, MA 01002

Gregory Devon Bascomb

Litigation, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing

CONTACT

8 Chadwick Court, Amherst, MA 01002

David Lima

Commercial Real Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

181 Main Street, Athol, MA 01331

David J. Noonan

Real Estate, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

32 Tanglewood Road, Amherst, MA 01002

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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Hardwick Bankruptcy & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Jeneen M. Moran

Clifford D. Heaton

Greta Lamountain Biagi

Carla Alonah Halpern

John A. Burdick

James William Gelinas

Michael H.M. Brown

Gregory Devon Bascomb

David Lima

David J. Noonan

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

DISCHARGE (OF DEBTS)

FAIR CREDIT REPORTING ACT (FCRA)

CYBERSQUATTING

ACCORD AND SATISFACTION

TRADE NAME

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

COLLECTION AGENCY

NO-FAULT INSURANCE

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