Hartford Credit & Debt Lawyer, Connecticut, page 2

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Lee Johnson
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Johnson Law
350 Silas Deane Highway Suite 301 Wethersfield, CT 06109 » view map
Real Estate, Bankruptcy
Service. Trust. Confidence.

This Law office was built on individual service to each client, one at a time. For over 35 years we have engaged in the General Practice of Law in the State of Connecticut.

800-583-7030
1. Lee Johnson Wethersfield, CT
  Attorney At Law - CT, 1981
  WNE Law J.D 1981
2. Our Vision
  Service-Trust-Confidence-- that you can depend on.
3. Contact UsEmail or Call 24/7
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Jeanine Marie Dumont

Real Estate, Government, Civil & Human Rights, Credit & Debt

Status: In Good Standing

CONTACT

111 Founders Plaza, East Hartford, CT 06108

Rafael Antonio Santiago

Real Estate, Corporate, Business, Credit & Debt

Status: Retired Licensed: 41 Years

CONTACT

67 Prospect Avenue, Hartford, CT 06106

John Serrano

Social Security, Workers' Compensation, Credit & Debt, Medical Malpractice, Car Accident

Status: In Good Standing

CONTACT

690 Flatbush Ave, West Hartford, CT 06110

Ronald Ian Chorches

Bankruptcy & Debt, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

449 Silas Deane Highway, Wethersfield, CT 06109

Richard William Lavariere

Immigration, Divorce & Family Law, Criminal, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

3 Winterberry Ct, Newington, CT 06111

Robert F. Vacchelli

General Practice

Status: Inactive Licensed: 41 Years

CONTACT

47 Tall Timbers Ln, Glastonbury, CT 06033

Edward Jurkiewicz

Litigation, Divorce & Family Law, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

60 E Main St, Avon, CT 06001

Melissa Veale

Criminal, Credit & Debt, Felony

Status: In Good Standing

CONTACT

106 Farmington Ave, New Britain, CT 06053

Patrick L Kennedy

Credit & Debt

Status: In Good Standing

CONTACT

Manchester, CT 06040

Patrick L. Kennedy

Credit & Debt

Status: In Good Standing

CONTACT

Manchester, CT 06040

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

FDCPA

See Fair Debt Collections & Practices Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SAMPLE LEGAL CASES

Nappo v. Merrill Lynch Credit Corp.

... the validity of a mortgage on her residential property in Avon held by the defendant, Merrill Lynch Credit Corporation. The plaintiff claims that the mortgage should be discharged because the evidence presented at trial failed to establish that she owed the defendant a debt. ...

Credit One, LLC v. Head

... [4] The defendant essentially requested information on why Debt One, LLC, was listed on the assignment agreement submitted by the plaintiff, as well as why the credit account terms and conditions submitted by the plaintiff refer to AT&T Universal Bank instead of Citibank. ...

Hartford Credit & Debt Lawyer, Connecticut, page 2

Sponsored Law Firm

Johnson Law

SPONSORED LAWYERS

Jeanine Marie Dumont

Rafael Antonio Santiago

John Serrano

Ronald Ian Chorches

Richard William Lavariere

Robert F. Vacchelli

Edward Jurkiewicz

Melissa Veale

Patrick L Kennedy

Patrick L. Kennedy

TIPS

LEGAL TERMS

COLLATERAL

FDCPA

COSIGNER

DEFINED CONTRIBUTION PLAN

DOING BUSINESS AS (DBA)

COLLECTION AGENCY

UNDUE HARDSHIP

DEBT COLLECTOR

CHAPTER 13 BANKRUPTCY

SAMPLE LEGAL CASES

Nappo v. Merrill Lynch Credit Corp.

Credit One, LLC v. Head

NAPPO v. MERRILL LYNCH CREDIT CORP.

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