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Lars Levy
About | Practice Areas
Simon, Fitzgerald, Cooke, Reed and Welch
4700 Line Ave Ste 200 Shreveport, LA 71106» view map
Bankruptcy & Debt Law
Experienced Attorneys Serving You

The law firm of Simon, Fitzgerald, Cooke, Reed and Welch has helped thousands of people find true relief from debt through bankruptcy

800-769-0341
1. Lars Levy Ste 200 Shreveport, LA
  Attorney at Law- LA, 2002
  Paul M. Hebert Law Center, J.D. 2002
2. AboutSimon, Fitzgerald, Cooke, Reed and Welch
  Experienced Bankruptcy Attorneys Serving You
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Allison Paige Nowlin

Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

934 3Rd St, Alexandria, LA 71301

Andree' Braud Leddy

Estate Planning, Bankruptcy, Civil Rights, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

3416 North Blvd, Alexandria, LA 71301

B. Gene Taylor

Corporate, Litigation, Bankruptcy, Insurance

Status: In Good Standing

CONTACT

2001 Macarthur Drive, Alexandria, LA 71307

Bernetta Yvette Bryant

Estate Planning, Workers' Compensation, Insurance, Medical Malpractice, Bankruptcy & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

915 3Rd St, Alexandria, LA 71309

Bradley Loy Drell

Bankruptcy & Debt, Business, Litigation

Status: In Good Standing

CONTACT

2001 Macarthur Dr, Alexandria, LA 71301

Brenner H Sadler

Tax, Estate, Business, Commercial Bankruptcy

Status: In Good Standing Licensed: 52 Years

CONTACT

934 3Rd St, Alexandria, LA 71301

Christina Slater Slay

Lawsuit & Dispute, Estate, Employment, Bankruptcy & Debt

Status: In Good Standing

CONTACT

709 Versailles Blvd, Alexandria, LA 71303

Christopher Keith Kinnison

Military & Veterans Appeals, Litigation, Immigration, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

2030 Jackson St, Alexandria, LA 71301

Daniel G. Brenner

Litigation, Employment, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

709 Versailles Blvd, Alexandria, LA 71303

E. Trent Mccarthy

Litigation, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

934 Third Street, Alexandria, LA 71309

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Jena Bankruptcy & Debt Lawyer, Louisiana

Sponsored Law Firm

Simon, Fitzgerald, Cooke, Reed and Welch

SPONSORED LAWYERS

Allison Paige Nowlin

Andree' Braud Leddy

B. Gene Taylor

Bernetta Yvette Bryant

Bradley Loy Drell

Brenner H Sadler

Christina Slater Slay

Christopher Keith Kinnison

Daniel G. Brenner

E. Trent Mccarthy

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

NUISANCE FEES

INTEREST

CREDIT BUREAU

COSIGNER

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DEFINED CONTRIBUTION PLAN

CREDIT COUNSELING

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