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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Jay Feldman

Bankruptcy

Status: In Good Standing

CONTACT

Columbus, NJ 08022

Michael S Richmond

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 51 Years

CONTACT

68 Deep Hollow Lane N, Columbus, NJ 08022

Keith Michael Mc Whirk

Family Law, DUI-DWI, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 25 Years

CONTACT

2 Arlington Rd, Bordentown, NJ 08505

Keith Michael Mcwhirk

Family Law, DUI-DWI, Bankruptcy, Medical Malpractice

Status: Suspended Licensed: 25 Years

CONTACT

2 Arlington Rd, Bordentown, NJ 08505

Nancy R. Wood

Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

Mount Holly, NJ 08060

Stephanie Shreter

Bankruptcy, Consumer Protection, Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

105 High St, Mount Holly, NJ 08060

Travis J. Richards

Landlord-Tenant, Bankruptcy, Real Estate

Status: In Good Standing

CONTACT

141 High St, Mount Holly, NJ 08060

Nicolas Gordon Rotsides

Real Estate, Lawsuit & Dispute, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

203 High Street, Mount Holly, NJ 08060

Lee S. Dennison

Real Estate, Criminal, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

231 High Street, Mount Holly, NJ 08060

Janet L. Sozio

Occupational Safety & Health, Family Law, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 42 Years

CONTACT

1 Trinity Lane, Mount Holly, NJ 08060

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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Jobstown Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Jay Feldman

Michael S Richmond

Keith Michael Mc Whirk

Keith Michael Mcwhirk

Nancy R. Wood

Stephanie Shreter

Travis J. Richards

Nicolas Gordon Rotsides

Lee S. Dennison

Janet L. Sozio

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LEGAL TERMS

CURRENT MONTHLY INCOME

PRESUMED ABUSE

GARNISHMENT

NONDISCHARGEABLE DEBTS

TRUTH IN LENDING ACT (TILA)

COLLATERAL

CHAPTER 13 BANKRUPTCY

UNSECURED DEBT

WINDING UP

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