Kalamazoo County, MI Reorganization Lawyers

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Jonathan  Jilek Lawyer

Jonathan Jilek

VERIFIED
Personal Injury, Car Accident, Wrongful Death, Animal Bite

Attorney Jonathan Jilek and the firm of Koning & Jilek, P.C. assist individuals injured who are injured because of the fault of another. They practic... (more)

FREE CONSULTATION 

CONTACT

269-343-1500

Michael J. Willis Lawyer

Michael J. Willis

VERIFIED
Bankruptcy & Debt, Wills & Probate, Contract, Elder Law, Estate Planning
Dedicated to Excellence in Client Service

Michael Willis founded this firm with his brother, Shaun Patrick Willis. Their father, Hon. Frank D. Willis, is the probate judge for Van Buren Count... (more)

FREE CONSULTATION 

CONTACT

800-909-2450

Shaun P. Willis Lawyer

Shaun P. Willis

VERIFIED
Accident & Injury, Real Estate, Criminal, Estate, Elder Law

Shaun Willis, along with his brother Michael, is a co-founder and Partner of Willis Law. Willis Law has offices in Kalamazoo, Grand Rapids, and Paw Pa... (more)

FREE CONSULTATION 

CONTACT

888-461-7744

Donald H. Smith Lawyer

Donald H. Smith

VERIFIED
Criminal, Misdemeanor, Felony, Child Custody, Adoption
Dedicated to Excellence in Client Service

Don was born and raised in Kalamazoo, Michigan and graduated from Kalamazoo Christian High School in 1989. He attended Hope College in Holland, Michig... (more)

FREE CONSULTATION 

CONTACT

800-909-2450

Deborah K. Palmer Lawyer

Deborah K. Palmer

VERIFIED
Accident & Injury, Lawsuit & Dispute, Disability, Social Security, Car Accident

Deborah has helped hundreds of people achieve the justice they deserve due to her dedication to personal injury law. She practiced in the personal inj... (more)

M. Timothy  Gergely Lawyer

M. Timothy Gergely

VERIFIED
Accident & Injury, Social Security -- Disability

M. Timothy Gergely focuses his practice in the areas of personal injury and accident law. Mr. Gergely concentrates his practice on helping individuals... (more)

FREE CONSULTATION 

CONTACT

800-694-6540

Kevin Allen Dennis Lawyer

Kevin Allen Dennis

Accident & Injury, Criminal, Divorce & Family Law, Employment

Greetings, I understand you may have a need for legal counsel. My name is Kevin Dennis, I am the Principal Attorney for Compass Law, PLLC. Compass La... (more)

FREE CONSULTATION 

CONTACT

616-320-1988

Sidney D. Durham

Family Law, Divorce, Farms, Child Support
Status:  In Good Standing           

William K. Murphy

Wrongful Death, Personal Injury, Car Accident, Animal Bite
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Leslie L. Payseno

Farms, Family Law, Divorce, Child Support
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

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Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

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Easily find Michigan Reorganization Lawyers and Michigan Reorganization Law Firms for your location. Narrow your Reorganization attorney search for Michigan by major city or a specific Michigan city using the city list. Or search for Michigan Reorganization attorneys by county. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Collection, Credit & Debt and Workout attorneys.

LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.