Kentfield Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Randall Kay

Dispute Resolution, Collection, Contract, Litigation, Arbitration

Status: In Good Standing

FREE CONSULTATION

CONTACT

1335 Sutter Street, San Francisco, CA 94109

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

Status: In Good Standing

FREE CONSULTATION

CONTACT

870 Market Street, San Francisco, CA 94102

Jeff D. Hoffman

Accident & Injury, Consumer Bankruptcy, Medical Malpractice, Car Accident, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

825 Washington, Oakland, CA 94607

Robert Anthony Casper

DUI-DWI, Criminal, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

1000 4Th St, San Rafael, CA 94901

Robert Stanley Green

Commercial Real Estate, Motor Vehicle, Commercial Banks, Collection

Status: In Good Standing

CONTACT

2200 Larkspur Landing Cir, Larkspur, CA 94939

Peter Winkler

Real Estate, Lawsuit & Dispute, Social Security, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

104A Main Street, Belvedere Tiburon, CA 94920

Veronica Natalya Panella

Education, Immigration, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

11100 San Pablo Ave, El Cerrito, CA 94530

Patrick Charles Marshall

Litigation, Indians & Native Populations, Civil & Human Rights, Collection

Status: Suspended Licensed: 45 Years

CONTACT

San Francisco, CA 94129

Stewart Ransom Miller

Commercial Real Estate, Real Estate, Collection, Consumer Bankruptcy

Status: In Good Standing

CONTACT

217 Oneil Cir, Hercules, CA 94547

Ellen Adelle Friedman

Real Estate, Intellectual Property, Business, Collection

Status: In Good Standing

CONTACT

350 Sansome St, San Francisco, CA 94104

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FCRA

See Fair Credit Reporting Act.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

Kentfield Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Randall Kay

Jerome J. Ghigliotti

Jeff D. Hoffman

Robert Anthony Casper

Robert Stanley Green

Peter Winkler

Veronica Natalya Panella

Patrick Charles Marshall

Stewart Ransom Miller

Ellen Adelle Friedman

TIPS

LEGAL TERMS

INTEREST

UNSECURED DEBT

TRUTH IN LENDING ACT (TILA)

FAIR CREDIT REPORTING ACT (FCRA)

FCRA

COLLATERAL

CREDIT INSURANCE

C CORPORATION

CCCS

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