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Jeffrey Wilens
About | Practice Areas
Lakeshore Law Center
18340 Yorba Linda Blvd. Suite 107-610 Yorba Linda, CA 92886» view map
Consumer Rights Law
Attorney Jeffrey Wilens Will Fight for You

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of wrongdoing throughout the US.

800-964-0820
1. Jeffrey Wilens Yorba Linda, CA
  Attorney at Law, CA
  Berkeley Boalt Hall School of Law, J.D. 1985
2. AboutLakeshore Law Center
  Attorney Jeffrey Wilens will Fight for You
3. Practice AreasExpertise
  Consumer Rights
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Brian Barta

Personal Injury, Foreclosure, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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131-A Stony Circle, Santa Rosa, CA 95401

Christina Rosa Krushen

US Courts, Securities, Merger & Acquisition, Credit & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

4611 Thomas Rd, Healdsburg, CA 95448

Craig Kenneth Welch

Trusts, Corporate, Contract, Credit & Debt

Status: In Good Standing Licensed: 47 Years

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809 Petaluma Blvd N, Petaluma, CA 94952

Denise Lucy Olrich

Science, Technology & Internet, Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

3558 Round Barn Blvd, Santa Rosa, CA 95403

Harry Skaletzky

General Practice

Status: In Good Standing Licensed: 36 Years

CONTACT

952 School St, Napa, CA 94559

James V. Sansone

Litigation, Federal Appellate Practice, Family Law, Credit & Debt

Status: In Good Standing

CONTACT

100 B St, Santa Rosa, CA 95401

James Vincent Sansone

Litigation, Federal Appellate Practice, Family Law, Credit & Debt

Status: In Good Standing

CONTACT

100 B St, Santa Rosa, CA 95401

Jeffrey Kang-Chieh Li

Credit & Debt, Bankruptcy, International Trade, Science, Technology & Internet

Status: In Good Standing Licensed: 28 Years

CONTACT

1400 Fountaingrove Pkwy, Santa Rosa, CA 95403

Joseph Patrick Thompson

Transportation & Shipping, Motor Vehicle, DUI-DWI, Collection, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

952 School Street, Napa, CA 94559

Lindsay Renee Smith

Litigation, Unfair Labor Practices, Family Law, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

3166 Jefferson St, Napa, CA 94558

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT FILE

See credit report.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Kenwood Credit & Debt Lawyer, California

Sponsored Law Firm

Lakeshore Law Center

SPONSORED LAWYERS

Brian Barta

Christina Rosa Krushen

Craig Kenneth Welch

Denise Lucy Olrich

Harry Skaletzky

James V. Sansone

James Vincent Sansone

Jeffrey Kang-Chieh Li

Joseph Patrick Thompson

Lindsay Renee Smith

TIPS

LEGAL TERMS

CREDIT REPORT

WINDING UP

ACCORD AND SATISFACTION

PREFERENCE

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT FILE

DISCHARGEABLE DEBTS

C CORPORATION

CREDIT BUREAU

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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