Kingston Bankruptcy & Debt Lawyer, Pennsylvania

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
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C Stephen Gurdin

Bankruptcy, Corporate, Business Organization, Contract

Status: In Good Standing

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69 Public Square, Wilkes Barre, PA 18701

Jason P Provinzano

Workers' Compensation, Banking & Finance, Bankruptcy, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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16 W Northampton, Wilkes Barre, PA 18701

William L. Byrne

Arbitration, Collection, Commercial Banks, Complex Litigation

Status: In Good Standing Licensed: 25 Years

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152 S Franklin St, Wilkes Barre, PA 18701

David J. Harris

Education, Estate, Divorce, Bankruptcy

Status: In Good Standing

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67-69 Public Sq, Wilkes Barre, PA 18701

Francis J Hoegen

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 35 Years

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152 S Franklin St, Wilkes Barre, PA 18701

Carlo Sabatini

Litigation, White Collar Crime, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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67-69 Public Square, Wilkes Barre, PA 18701

Peter J Hoegen

Real Estate, Corporate, Bankruptcy

Status: Deceased Licensed: 53 Years

CONTACT

152 S Franklin St, Wilkes Barre, PA 18701

Chris H. Kang

Litigation, Credit & Debt, Real Estate

Status: In Good Standing

CONTACT

600 Third Avenue, Kingston, PA 18704

Mary Jo Kishel

Corporate, Reorganization, Health Care Other, Construction

Status: In Good Standing

CONTACT

15 South Franklin Street, Wilkes Barre, PA 18711

James D Hayward

Insurance, Bankruptcy, Car Accident, Civil Rights

Status: In Good Standing

CONTACT

421 North Pennsylvania Avenue, Wilkes Barre, PA 18710

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Kingston Bankruptcy & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

C Stephen Gurdin

Jason P Provinzano

William L. Byrne

David J. Harris

Francis J Hoegen

Carlo Sabatini

Peter J Hoegen

Chris H. Kang

Mary Jo Kishel

James D Hayward

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LEGAL TERMS

SUBROGATION

GUARANTOR

TRADE NAME

MEETING OF CREDITORS

COSIGNER

REDEMPTION

MEANS TEST

BANKRUPTCY

CURRENT MONTHLY INCOME

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