Lenoir County, NC Credit & Debt Lawyers

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Carlos R. Emory

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Criminal

C. Randy Emory was born and raised in the small, rural town of Wilson NC. Throughout his childhood, Mr. Emory displayed many leadership qualities. In ... (more)

CONTACT

252-560-1517

2422 North Heritage Street, Kinston, NC 28501

Frank G. Swindell, Jr.

Car Accident, Personal Injury, Traffic, Real Estate

Status: In Good Standing Licensed: 28 Years

FREE CONSULTATION

CONTACT

127 S. Queen Street, Kinston, NC 28501

Allen Charles Foster

Traffic, Immigration, White Collar Crime, Wrongful Death

Status: In Good Standing

CONTACT

517 North Queen Street, Kinston, NC 28501

George L. Jenkins

Real Estate, Family Law, Adoption, Bankruptcy

Status: In Good Standing

CONTACT

518 Plaza Boulevrad, Kinston, NC 28501

Josiah John Corrigan

Health Care, Accident & Injury

Status: In Good Standing

CONTACT

518 Plaza Blvd, Kinston, NC 28501

Thomas Jackson White

Lawsuit & Dispute, Government, Criminal, Religious Discrimination

Status: In Good Standing Licensed: 58 Years

CONTACT

832 Westminster Lane, Kinston, NC 28502

Josiah John Corrigan

Military, Land Use & Zoning, Traffic, Slip & Fall Accident

Status: In Good Standing

CONTACT

518 Plaza Blvd, Kinston, NC 28501

Thomas J. White

Lawsuit & Dispute, Government, Criminal, Religious Discrimination

Status: In Good Standing Licensed: 58 Years

CONTACT

832 Westminster Lane, Kinston, NC 28502

Elizabeth Anderson Falk

Estate, Real Estate, Guardianships & Conservatorships

Status: In Good Standing Licensed: 12 Years

CONTACT

Kinston, NC 28502

Jonathon L. Sargeant

Family Law, Divorce & Family Law

Status: In Good Standing

CONTACT

1105 Margaret Lane, Kinston, NC 28501

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CCCS

See Consumer Credit Counseling Service.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SAMPLE LEGAL CASES

Stovall v. Stovall

... III. Credit for Debt. ... Both plaintiff and defendant assign error to the trial court's findings and conclusions which gave defendant a "credit" for debt payments of $160,000.00 toward the New Madison debts after the date of separation. ...

Commercial Credit Group, Inc. v. Barber

... Acting on behalf of Creditor, Commercial Credit Group's Senior Vice President, Mr. Mattocks, offered an opening bid of $100,000. ... After the auction, Creditor deducted the $100,000 net sale proceeds from Debtor's outstanding debt and found that Debtor's total outstanding ...

Citibank (South Dakota), NA v. Bowen

... WS Bowen, defendant-appellant, pro se. HUNTER, Judge. Citibank, South Dakota, NA ("plaintiff") filed an action in the District Court of Harnett County on 13 March 2007 to recover an outstanding credit card debt from WS Bowen ("defendant") in the amount of $18,716.17. ...

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Lenoir County, NC Credit & Debt Lawyers

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Carlos R. Emory

Frank G. Swindell, Jr.

Allen Charles Foster

George L. Jenkins

Josiah John Corrigan

Thomas Jackson White

Josiah John Corrigan

Thomas J. White

Elizabeth Anderson Falk

Jonathon L. Sargeant

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LEGAL TERMS

FDCPA

WINDING UP

CREDIT BUREAU

TRUTH IN LENDING ACT (TILA)

FAIR LABOR STANDARDS ACT (FLSA)

CCCS

COLLECTION AGENCY

COSIGNER

GUARANTOR

SAMPLE LEGAL CASES

Stovall v. Stovall

Commercial Credit Group, Inc. v. Barber

Citibank (South Dakota), NA v. Bowen

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