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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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Matthew Michael Siti

Foreclosure, Litigation, Election & Political, Bankruptcy

Status: Licensed: 10 Years

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80 Business Park Dr, Armonk, NY 10504

Paul Francis Jenkins

Bankruptcy, Real Estate, Lawsuit & Dispute, Civil Rights, Business Organization

Status: Licensed: 29 Years

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80 Business Park Dr, Armonk, NY 10504

Warren Scott Gottlieb

Lawsuit & Dispute, Government, Corporate, Collection

Status: Licensed: 28 Years

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80 Business Park Drive, Armonk, NY 10504

Jo-Ann Theresa Lambert

Other, Lawsuit & Dispute, Government, Bankruptcy & Debt

Status: Licensed: 23 Years

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80 Business Park Drive, Armonk, NY 10504

Eric Justin Finkelstein

Lawsuit & Dispute, Employment, Bankruptcy & Debt

Status: Licensed: 15 Years

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1 North Castle Dr, Armonk, NY 10504

M. Theresa Giacomo

Civil Rights, Administrative Law, Landlord-Tenant, Commercial Bankruptcy

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5 Macdonald Ave, Armonk, NY 10504

Allison Elizabeth Ianni

Other, Lawsuit & Dispute, Civil & Human Rights, Bankruptcy

Status: Licensed: 17 Years

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403 Main St, Armonk, NY 10504

Prassana Mahadeva

Business, Bankruptcy & Debt

Status: Licensed: 22 Years

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80 Business Park Drive, Armonk, NY 10504

Farva Jafri

Bankruptcy & Debt, Tax, Divorce, Estate Planning, White Collar Crime

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FREE CONSULTATION

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50 Evergreen Row, Armonk, NY 10504

Marianne Otoole

Bankruptcy & Debt

Status: Licensed: 35 Years

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2 Depot Plaza, Bedford Hills, NY 10507

800-814-6700

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

COLLATERAL

Property that guarantees payment of a secured debt.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Bedford Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

Matthew Michael Siti

Paul Francis Jenkins

Warren Scott Gottlieb

Jo-Ann Theresa Lambert

Eric Justin Finkelstein

M. Theresa Giacomo

Allison Elizabeth Ianni

Prassana Mahadeva

Farva Jafri

Marianne Otoole

TIPS

LEGAL TERMS

IRS EXPENSES

COLLATERAL

PRIORITY DEBT

REAFFIRMATION

CHAPTER 7 BANKRUPTCY

CURRENT MONTHLY INCOME

NONDISCHARGEABLE DEBTS

C CORPORATION

FORBEARANCE

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