Littleton Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
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David Paul Clapsadl

Banking & Finance, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

CONTACT

120 North Franklin Street, Rocky Mount, NC 27804

Larry E. Norman

Wills, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

101 South Main Street, Louisburg, NC 27549

T. Allen Gardner

Family Law, Personal Injury, Bankruptcy, Trusts

Status: In Good Standing

CONTACT

201 Court Street, Louisburg, NC 27549

A. Scott Mckellar

General Practice

Status: In Good Standing Licensed: 23 Years

CONTACT

Rocky Mount, NC 27804

Aaron N. Bailey

Real Estate, Litigation, Lawsuit & Dispute, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

Raleigh, NC 27661

C. Christopher Smith

Real Estate, Estate, Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 52 Years

CONTACT

1464 Santa Lucia Street, Wake Forest, NC 27587

C. Christopher Smith

Real Estate, Estate, Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 52 Years

CONTACT

1464 Santa Lucia Street, Wake Forest, NC 27587

Daniel T. Coleman

Residential Real Estate, Commercial Real Estate, Real Estate, Divorce & Family Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

4030 Wake Forest Rd., Raleigh, NC 27609

David Dow Needham

Commercial Real Estate, Foreclosure, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

6900 Slade Hill Dr, Raleigh, NC 27615

David Dow Needham

Commercial Real Estate, Foreclosure, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

6900 Slade Hill Dr, Raleigh, NC 27615

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Littleton Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

David Paul Clapsadl

Larry E. Norman

T. Allen Gardner

A. Scott Mckellar

Aaron N. Bailey

C. Christopher Smith

C. Christopher Smith

Daniel T. Coleman

David Dow Needham

David Dow Needham

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LEGAL TERMS

DEBIT CARD

FAIR CREDIT REPORTING ACT (FCRA)

LIQUIDATING PARTNER

S CORPORATION

MEANS TEST

SUBROGATION

GUARANTEED RESERVATION

CREDIT REPORT

GARNISHMENT

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