Lower Lake Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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50 Santa Rosa Avenue, Santa Rosa, CA 95404

Julie S. Kurt

Alimony & Spousal Support, Criminal, Bankruptcy, Animal Bite

Status: In Good Standing

FREE CONSULTATION

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1400 North Dutton Avenue, Santa Rosa, CA 95401

Brian Barta

Personal Injury, Foreclosure, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

131-A Stony Circle, Santa Rosa, CA 95401

Mary Margaret Heare Amodio

Estate Planning, Bankruptcy, Contract, Elder Law, Trusts

Status: In Good Standing

CONTACT

Lakeport, CA 95453

Ellyn Marie Lazar

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

Windsor, CA 95492

Stephanie Barber Hess

Litigation, Trusts, Business, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

400 Aviation Blvd, Santa Rosa, CA 95403

Ronald Frederick Remmel

Construction, Insurance, Collection

Status: Inactive Licensed: 45 Years

CONTACT

3635 Stallion Dr, Santa Rosa, CA 95404

Denise Lucy Olrich

Science, Technology & Internet, Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

3558 Round Barn Blvd, Santa Rosa, CA 95403

Kristina Kathlene Guth

Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

3142 Montecito Meadow Dr, Santa Rosa, CA 95404

Matthew Allen Chavez

Estate Planning, Civil Rights, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

3333 Mendocino Ave, Santa Rosa, CA 95403

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT FILE

See credit report.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Lower Lake Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

James Zakasky

Julie S. Kurt

Brian Barta

Mary Margaret Heare Amodio

Ellyn Marie Lazar

Stephanie Barber Hess

Ronald Frederick Remmel

Denise Lucy Olrich

Kristina Kathlene Guth

Matthew Allen Chavez

TIPS

LEGAL TERMS

INTEREST

FAIR LABOR STANDARDS ACT (FLSA)

DISCHARGE (OF DEBTS)

GUARANTEED RESERVATION

SECURED DEBT

CREDIT FILE

PRESUMED ABUSE

SECRET WARRANTY PROGRAM

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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