Mamaroneck Collection Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Martha Jane Flanders

International Tax, Trademark, Business, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Nicolas J. Chivily

Litigation, International Tax, Trademark, Collection

Status: In Good Standing

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Nicholas John Chivily

Real Estate, International Tax, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Linda Alster

Litigation, International Tax, Trademark, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Steven Alan Lavietes

Litigation, International Tax, Trademark, Collection

Status: In Good Standing Licensed: 39 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Anna R. Schwartz

Litigation, International Tax, Trademark, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

John Lawrence Ashton Lyddane

Litigation, International Tax, Trademark, Collection

Status: In Good Standing

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Jon Andrew Dorf

International Tax, Industry Specialties, Business, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Jonathan Brett Nelson

International Tax, Trademark, Collection, Accident & Injury

Status: In Good Standing Licensed: 32 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Andrew Paul Marks

International Tax, Employment, Civil & Human Rights, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Mamaroneck Collection Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Martha Jane Flanders

Nicolas J. Chivily

Nicholas John Chivily

Linda Alster

Steven Alan Lavietes

Anna R. Schwartz

John Lawrence Ashton Lyddane

Jon Andrew Dorf

Jonathan Brett Nelson

Andrew Paul Marks

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LEGAL TERMS

INTEREST

PRIORITY DEBT

401(K) PLAN

FAIR CREDIT REPORTING ACT (FCRA)

CHAPTER 7 BANKRUPTCY

DISCHARGEABLE DEBTS

COLLECTION AGENCY

COSIGNER

CURRENT MONTHLY INCOME

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