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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Martha Jane Flanders

International Tax, Trademark, Business, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Nicolas J. Chivily

Litigation, International Tax, Trademark, Collection

Status: In Good Standing

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Nicholas John Chivily

Real Estate, International Tax, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Linda Alster

Litigation, International Tax, Trademark, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Steven Alan Lavietes

Litigation, International Tax, Trademark, Collection

Status: In Good Standing Licensed: 39 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Anna R. Schwartz

Litigation, International Tax, Trademark, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

John Lawrence Ashton Lyddane

Litigation, International Tax, Trademark, Collection

Status: In Good Standing

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Jon Andrew Dorf

International Tax, Industry Specialties, Business, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Jonathan Brett Nelson

International Tax, Trademark, Collection, Accident & Injury

Status: In Good Standing Licensed: 32 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

Andrew Paul Marks

International Tax, Employment, Civil & Human Rights, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

555 Theodore Fremd Ave, Rye, NY 10580

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FCBA

See Fair Credit Billing Act.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Mamaroneck Collection Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Martha Jane Flanders

Nicolas J. Chivily

Nicholas John Chivily

Linda Alster

Steven Alan Lavietes

Anna R. Schwartz

John Lawrence Ashton Lyddane

Jon Andrew Dorf

Jonathan Brett Nelson

Andrew Paul Marks

TIPS

LEGAL TERMS

PRIORITY DEBT

UNSECURED DEBT

FCBA

DEFINED CONTRIBUTION PLAN

DISCHARGEABLE DEBTS

LOSS DAMAGE WAIVER (LDW)

FAIR CREDIT REPORTING ACT (FCRA)

SUBROGATION

MEETING OF CREDITORS

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