Manchaca Credit & Debt Lawyer, Texas, page 5

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Daniela Clark

Credit & Debt, Business & Trade, Consumer Bankruptcy

Status: In Good Standing Licensed: 8 Years

CONTACT

203 W 10Th St, Austin, TX 78701

Darrell Matthew Minton

Family Law, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 31 Years

CONTACT

428 Big Brown Dr, Austin, TX 78737

David Neal Stern

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

3800 N Lamar Blvd, Austin, TX 78756

David R. Keyes

Public Finance, Business & Trade, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 56 Years

CONTACT

303 Colorado St, Austin, TX 78701

David Glickler

Juvenile Law, Wills, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

121 Hall Professional Ctr, Kyle, TX 78640

David Merrill Walters

Commercial Real Estate, Litigation, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

611 W 14Th St, Austin, TX 78701

David Lee Hutchins

Health Care Other, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

2025 Guadalupe St, Austin, TX 78705

David L. Garza

Criminal, Clean Air Practice, Insurance, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

1301 Dusky Thrush Trail, Austin, TX 78746

Denise P. Tomlinson

Construction, Oil & Gas, Family Law, Credit & Debt

Status: In Good Standing

CONTACT

3506 Bliss Spillar Rd, Manchaca, TX 78652

Diane W. Sanders

International Tax, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

2700 Via Fortuna, Austin, TX 78746

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Manchaca Credit & Debt Lawyer, Texas, page 5

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Daniela Clark

Darrell Matthew Minton

David Neal Stern

David R. Keyes

David Glickler

David Merrill Walters

David Lee Hutchins

David L. Garza

Denise P. Tomlinson

Diane W. Sanders

TIPS

LEGAL TERMS

DEBT COLLECTOR

FRAUDULENT TRANSFER

FAIR CREDIT REPORTING ACT (FCRA)

INFRINGEMENT (OF TRADEMARK)

GUARANTEED RESERVATION

INTEREST

TOXIC TORT

GARNISHMENT

AUTOMATIC STAY

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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